The Rate Update — Live Mortgage Rates & Market Breakdown

Stop guessing from headlines.
Every day we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

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RateWatch 2.0 (alerts when your target rate hits)
👉 https://TheRateUpdate.com/ratewatch

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🧮 Calculators
Affordability
👉 https://friodan.gumroad.com/l/lyxvnp

Refinance & Debt Consolidation
👉 https://friodan.gumroad.com/l/ovwvug

Cost-of-Waiting™
👉 https://friodan.gumroad.com/l/rjtvn

0:00 Introduction — What Happened to Mortgage Rates
0:20 Why This Isn’t About Tariffs
0:50 Global Bond Market Impact
1:40 Japan’s Bond Sell-Off Explained
3:00 How This Affects U.S. Treasury Yields
4:15 Mortgage Rates and MBS Link
5:30 Market Reaction & News Headlines
6:15 What This Means for Homebuyers
6:50 Wrap Up & Takeaways

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⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.