Episodes

  • Why You Need Insurance For Your Boat & ATV's
    Aug 13 2025

    In this mini podcast, Heather Arias gives you the details and information about why it's important you have proper insurance coverage on your boat & ATV's

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    8 mins
  • FLOOD AND EARTHQUAKE INSURANCE
    Jul 18 2025

    In this episode, Heather reviews important information and details about the importance of making sure you have Flood Insurance and Earthquake Insurance endorsements added to your Home Insurance policy.

    For more information contact Heather Arias at Udy and Associates Insurance. ‭(435) 251-9102‬ - HARIAS@amfam.com.

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    9 mins
  • HOME INSURANCE REPLACEMENT COSTS
    Jun 30 2025

    In this episode, Heather Arias gives you information as to why it's important to include replacement costs on your home insurance policy.

    For more information contact Heather at: https://www.amfam.com/agents/utah/st-george/lucas-udy

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    9 mins
  • Insurance Umbrellas
    Jun 2 2025

    In this mini-podcast episode, Heather Arias gives you details on what insurance umbrellas are and why they are important to protect the safety of your home and family.

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    5 mins
  • Will My Auto Insurance Cover My Car Rental?
    May 22 2025

    We get a lot of questions about whether or not you should pay the added insurance when you rent a car. Heather has the answers you need on her latest Mini Podcast. Check it out.

    For more information, reach out to Heather Arias at: ‭(435) 251-910 HARIAS@amfam.com

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    5 mins
  • Personal Property Endorsements
    Apr 25 2025

    In this podcast episode, Heather Arias of Udy and Associates Insurance in St George, Utah, shares information about personal property endorsements. What types of personal property can be covered and the cost for each endorsement?

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    15 mins
  • Homeowner Endorsements - Sewer/Septic Backup
    Apr 25 2025

    In this episode, Heather Arias from Udy and Associates in St George, Utah, gives you important information about homeowner insurance endorsements regarding septic and sewer backup incidents.

    You'll learn

    * What the endorsement covers and what it does not

    * What are the available limits

    https://www.amfam.com/agents/utah/st-george/lucas-udy

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    9 mins
  • Common Home Insurance Misconceptions
    Feb 6 2025

    In this episode, Heather Arias shed light on some of the common misconceptions that many people have about home insurance, such as:

    1. Why does homeowners insurance not cover everything, such as contents, flood, earthquake, etc.

    2. Why it's important to insure your home for full value, not just for what you paid.

    3. The benefits of meeting with your insurance agent at least once a year.

    4. How your credit score impacts your insurance premiums

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    20 mins