Send us Fan Mail

What would you do if you found out you were £24,000 in debt — and on track to spend the next 7 years digging yourself out?

That's the reality Sammy Elard King faced at 25, sitting on a beach in Vietnam. One conversation with a friend forced him to do the maths and the numbers were devastating. He had minus £24,000 to his name and no real plan to change it. 18 months later, the debt was gone.

In this episode of Focus on Fun Stuff, Emma Mills sits down with Sammy founder of Up the Gains and the Gains FinTech app to unpack exactly how he did it, why the financial education system has failed most of us, and what you can do right now to start rewriting your financial story.

What you'll take away:

• Why your spending habits might be working against you without you realising
• The side hustle approach that clears debt faster than your salary ever will
• How to invest simply without becoming obsessed with trading charts
• The mindset shift that turns financial overwhelm into a clear, actionable plan
• Why building a true community (not just followers) is your biggest business asset
• How Sammy raised £285,000 and put 15,000 people on a waitlist before his app even launched

This is the financial education your school never gave you honest, practical, and completely jargon-free.

If you've ever felt like money is a system you weren't taught to play this one's for you.

Support the show

Support The Show

--

Ready to reclaim your time? Grab our free guide and start delegating all of the things a business owner shouldn't be doing: 👉 The 106 Tasks You Must Delegate

--

Connect with Emma!

Get my personal weekly newsletter here - if you want to Win the Week, every week.

World Class Virtual PA support here: Mi-PA.co.uk

Follow Emma on Instagram

Connect with Emma on Linkedin

Watch the Episodes on Youtube

EmmaMills.co.uk

Reviews and Feedback:

Loving the show? Your feedback means the world to me and helps others find us!

Thanks so much for listening to Focus on the Fun Stuff Podcast! Let’s make business a bit more fun together! 🌟