How to buy a home in Dubai in 2026 (3 essential steps)
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How to buy a home in Dubai in 2026 (3 essential steps)
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About this listen
This week on Allsopp on Air, Michael Melim, Head of Mortgages, sits down with Senior Mortgage Advisor, Cameron McNab, to unpack everything you need to know about buying a home in Dubai in 2026.
They break down the UAE mortgage market in a way that’s easy to follow, whether you're a first-time buyer, seasoned investor, or exploring Dubai from overseas, Michael and Cameron explain the key differences between UAE mortgages and those in markets like the UK and US. They clearly outline the deposit requirements for residents and non-residents, and why understanding loan-to-value rules is essential before making your move.
They also dive into the pros and cons of fixed vs variable rates, how refinancing works once you become a resident, and why offset mortgages can be a powerful tool for buyers who value flexibility and liquidity.
Tune in for practical guidance, expert insights, and a clear roadmap to securing the right mortgage in Dubai’s rapidly growing property market - so you can buy with confidence, whether you’re based here or abroad.
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