Welcome to Episode 4 of the Faith & Finance Podcast by the Pentecostal Community Bank.

Hosted by Brenda Emmanus OBE, this episode features Benedicta Egbeme — qualified accountant, entrepreneur, and financial educator. Benedicta shares how her love for numbers evolved into a calling around financial stewardship, and why financial freedom is not defined by income, but by wisdom, discipline, and mindset.

She speaks candidly about lifestyle inflation, financial literacy, stewardship over ownership, and the role of faith in managing money well — offering practical, biblical insight on budgeting, saving, investing, and building a healthy money mindset for individuals, families, and business owners.

Stay connected with us:

https://pcbank.co.uk/

https://www.tiktok.com/@pentecostalcommunitybank

https://www.instagram.com/pentecostalcommunitybank/

Connect with Emmanuel:

emmanuelasuquo.com

https://www.instagram.com/theemaneffectuk/?hl=en

https://www.tiktok.com/@theemaneffectuk?lang=en

Chapters

00:00 – Introduction

01:40 – Benedicta’s journey into finance

06:10 – From loving numbers to financial stewardship

10:20 – Why people avoid financial knowledge

14:50 – Financial literacy as personal responsibility

19:10 – What financial freedom really means

24:00 – Signs your money management is off

28:40 – Saving, investing & inflation

33:10 – Lifestyle inflation explained

37:20 – Faith, stewardship & giving

43:10 – Women, value & knowing your worth

47:30 – Marriage, money & unity

51:00 – Final reflections & advice

Watch on YouTube