What does it really take to go from working full-time jobs to raising $8,000,000 in private capital and building a multi-state real estate business?

In this episode of The Lo-Down Podcast, I sit down with Grace & Michael Santos, a therapist and nurse who built a thriving out-of-state flipping and mid-term rental business without using their own money. They break down exactly how they started in 2021, pivoted from flips into mid-term rentals, and built the systems and credibility that allowed them to raise $8M in one year using OPM (Other People's Money).

What You'll Learn:

• How to transition from W-2 jobs to full-time real estate investing
• Why mid-term rentals are more profitable and stable than traditional flips
• The exact step-by-step process for raising millions in private capital
• How to find, approach, and close private lenders (with scripts)
• Deal structuring secrets and what to include in investor one-pagers
• Premium furnishing strategies that attract higher-quality tenants
• Exit strategy framework: when to flip vs. hold a property
• Managing burnout and time-blocking as entrepreneur couples
• Their 2026 vision: multifamily development and scaling to $20M+

Connect with Michael and Grace Santos:

Instagram: https: https://www.instagram.com/michael.dc.santos/?hl=en

Instagram : https://www.instagram.com/mwgmproperties/?hl=en

Connect with Lorenzo:

Instagram: https://www.instagram.com/lorenzo.mercado

Website: https://www.mercasaventures.com | www.AscentCapital.llc

Listen to The Lo-Down Podcast

🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761

🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983