Are you still paying cash for big expenses like college tuition, remodels, or vehicles? You might be losing hundreds of thousands — even millions — without realizing it. Learn how to use the Infinite Banking Concept to make your money work for you every time you spend it.

👉 Follow Mary Jo Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ
👉 Get the book: https://www.withoutthebank.com/book/

In this episode, Mary Jo shares a real-life client story that reveals how even high-income earners, employees, not just business owners, can benefit from Infinite Banking.

You'll learn how to recycle the same $30,000 for college costs, turn expenses like remodels and pools into wealth-building opportunities, and why paying cash may be destroying your retirement without you noticing.

🔑 Key Takeaways:
◦ You don't need a business or a farm to use Infinite Banking.
◦ Paying cash for college can secretly cost you millions in lost opportunity.
◦ How to recycle cash value for recurring expenses.
◦ Why borrowing from your policy beats using bank loans or savings.
◦ How to set up policies tied to each child's education for accountability.

⏱️ Chapters:
00:00 – Why Infinite Banking isn't just for business owners
02:30 – The client's story: paying cash for everything
04:45 – The college tuition trap explained
07:00 – Recycling money through policy loans
09:30 – The $1.2M lesson: lost opportunity cost
12:00 – Setting up policies for your kids
14:30 – Why your advisor's approach might be wrong
17:00 – Which book is right for you: Life Without the Bank vs. Farming Without the Bank

Grab your copy of "Life Without the Bank"
👉 https://www.withoutthebank.com/book

⭐ Read The Book?
Book your 1-on-1 strategy session: maryjo@withoutthebank.com

Start building a system that pays you back every time you spend.

Links Mentioned
📗 Life Without the Bank: https://www.withoutthebank.com
📘 Farming Without the Bank: https://www.farmingwithoutthebank.com