One emergency can erase everything you’ve built - book a complimentary call to protect your income today - https://www.astoldbycanadianimmigrants.com/financialbroker-----Most immigrants who come to Canada are amazing at saving money. We'll hustle, work multiple jobs, skip the fancy stuff... but somehow still feel broke. Sound familiar?Here's what nobody tells you: saving alone won't build wealth. Actually, with inflation eating away at your savings account, you're losing money just letting it sit there.In this conversation, Reni breaks down exactly how she went from minimum wage at 16 to building a $400K investment portfolio by 29 - and no, her parents weren't rich. They were Nigerian immigrants who learned this stuff the hard way and passed it down.Connect with Reni—-LinkedIn - https://ca.linkedin.com/in/reniodetoyinboYouTube - @xoReni YouTube - @dontgobroketrying IG - https://www.instagram.com/xoreni/TT - https://www.tiktok.com/@xoxoreni?lang=en---What You'll Learn:—00:00 - Why Most Immigrants Never Build Wealth in Canada01:10 - $400K by age 29 (How Reni Actually Did It)05:56 - Why Your Savings Account Is Losing You Money10:11 - How much do you need to start investing?12:04 - Three Ways to Invest (Pick What Fits Your Life)17:57 - Top 3 Money Advice that changed her life22:39 - One thing people wish they knew before Canada23:54 - TFSA Explained?26:25 - RRSP Breakdown (AKA Future You's Retirement Money)29:32 - FHSA: The New Account for First-Time Home Buyers31:17 - RESP If You Have Kids (Free Government Money!)32:22 - How Much Can You Actually Put In These Accounts?34:18 - The Credit card mistake you should avoid.41:52 - Do you actually need insurance?52:00 - Get A Financial Plan and Accountability📌Connect with Kristina:—-🔥 Tired of doing this alone and scared of making a mistake? Join my Group Mentorship for clarity, strategy, and accountability on your Canadian immigration journey: https://www.astoldbycanadianimmigrants.com/contact🚨 Get your Immigration Questions Answered:https://www.astoldbycanadianimmigrants.com/consultant📩 Join our free email list to stay connected:https://www.astoldbycanadianimmigrants.com/about🔹Instagram: https://www.instagram.com/astoldbycanadianimmigrants🔹Facebook: https://www.facebook.com/astoldbycanadianimmigrants🔹Blog: https://www.astoldbycanadianimmigrants.com/blog🔹Twitter(X): https://x.com/AsImmigrants----Share this with other aspiring Canadian immigrants who might be struggling with the same issues.Legal DisclaimerThe information shared on this website, our YouTube channel, and any related platforms is provided for general informational and educational purposes only.Nothing contained here should be interpreted as immigration, legal, tax, investment, or financial planning advice. The information does not assess, determine, or guarantee an individual’s eligibility for Canadian immigration, nor does it establish any client–consultant or advisor–client relationship.Viewers and readers are strongly encouraged to seek advice from qualified professionals, such as a Regulated Canadian Immigration Consultant (RCIC) or a licensed financial advisor, broker, or planner, before making any decisions based on the content provided.While every effort is made to ensure the accuracy and timeliness of the information shared, we make no representations or warranties, express or implied, about its completeness, accuracy, or applicability to your personal situation.We accept no responsibility or liability for any loss, damage, or inconvenience arising from the use of, or reliance on, this information.All views and opinions expressed are those of the speaker(s) and are based on personal research and experience.Kristina is a licensed financial broker in Canada and is not a Regulated Canadian Immigration Consultant (RCIC).Support Us:https://www.paypal.me/astoldbyCanadianChannel Disclaimer in About Section:@astoldbycanadianimmigrants