Home Loan Landscape in India
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Home Loan Landscape in India
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About this listen
In this episode of 'In The Spotlight', Darshana Shah, Head of Marketing and Customer Experience at Aditya Birla Capital Ltd. interviews Pankaj Gadgil, MD & CEO, Aditya Birla Housing Finance Limited on the evolving trends in the Indian real estate and home loan sectors. They discuss significant shifts such as the decrease in the average age of home buyers and the increased affordability of homes due to rising incomes. Pankaj highlights the industry's growth and compares India's home loan market to global standards. He details the impact of government policies like Pradhan Mantri Awas Yojana on affordable housing. The conversation also covers the regulatory environment and how Aditya Birla Housing Finance navigates these challenges with innovative, customer-centric approaches. Pankaj emphasises the importance of transparency in loan processes and discusses future trends, suggesting a move towards more digital and efficient home loan processes using digital public infrastructure.