Episodes

  • “I maxed out my retirement contributions this year. What should I do next?”

    “I maxed out my retirement contributions this year. What should I do next?”
    Oct 10 2025
    On this special HerMoney Mailbag episode, Jean Chatzky is joined by Morgan Housel, bestselling author of The Psychology of Money and The Art of Spending Money, to answer real questions from the HerMoney community. From investing a lump sum at midlife to managing fear around paying off debt, Jean and Morgan dive into the emotions and strategy behind smart money moves. What You’ll Hear In This Episode: Should I use my savings to pay off credit cards or keep the cash for peace of mind? How to invest a $60,000 lump sum after divorce What to do with “extra” money once you’ve maxed out retirement accounts Why your risk tolerance matters more than market trends How your money personality can shape your decisions, for better or worse 🔗 Resources mentioned: 📚 Order The Art of Spending Money 📘 Read The Psychology of Money — a HerMoney community favorite 🗣️ Join the HerMoney Facebook group for more listener Q&As Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices
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    17 mins
  • EP 496: The Psychology of Money and the Art of Spending, with Morgan Housel

    EP 496: The Psychology of Money and the Art of Spending, with Morgan Housel
    Oct 8 2025
    Morgan Housel, bestselling author of The Psychology of Money, is back with a brand-new book: The Art of Spending Money. In this episode, he sits down with Jean Chatzky to talk about what truly makes us feel fulfilled when we spend, and why we often get it wrong. Together, Jean and Morgan unpack the emotions that drive our financial behavior, from fear and guilt to FOMO and dopamine addiction. You’ll learn why saving money can become a harmful identity, how to redefine success beyond your bank account, and why the best moments in life usually aren’t the ones you buy. What You’ll Hear In This Episode: Why spending is an art, not a science How “happiness = reality minus expectations” can change your financial life What to do if you feel guilty about spending after saving for years How to break the cycle of spending for status or attention The simplest formula for a rich life: independence + purpose 📘Order Morgan’s new book, The Art of Spending Money 📚Get The Psychology of Money, a HerMoney community favorite 🗣️Join our Facebook group for more conversations with the HerMoney community If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    33 mins
  • “I have $11,000 to invest in retirement. Is an ESG fund a good idea?”

    “I have $11,000 to invest in retirement. Is an ESG fund a good idea?”
    Oct 3 2025
    In this special HerMoney Mailbag episode, Jean Chatzky is joined by Yahoo Finance senior columnist and author Kerry Hannon — and she’s tackling your most pressing retirement questions. In this episode, Jean and Kerry dive into: Whether to cash out a paid-up life insurance policy How to invest in ESG funds without overpaying on fees What to look for in a financial advisor before you retire How to know if and when you’re truly ready to stop working And Kerry’s favorite tip from her new book Retirement Bites: how to design an ideal week in retirement 🔗 Resources mentioned: InvestingFixx.com (Jean’s investing club — first month is free!)Find a Fee-Only Financial Advisor through WealthrampKerry’s site: kerryhannon.com Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices
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    16 mins
  • EP 495: Kerry Hannon on Debt, Downsizing, and Designing Your Ideal Retirement

    EP 495: Kerry Hannon on Debt, Downsizing, and Designing Your Ideal Retirement
    Oct 1 2025
    The oldest members of Gen X are facing retirement, and many are feeling unprepared. Traditional pensions disappeared just as Gen X entered the workforce. 401(k)s weren’t mainstream until much later. And along the way, they endured the tech bubble, the Great Recession, and a pandemic. No wonder headlines call Gen X “the forgotten generation” and warn of a retirement crisis. In this episode, Jean sits down with author and Yahoo Finance senior columnist Kerry Hannon to talk about her new book with co-author Janna Herron, Retirement Bites: A Gen X Guide to Securing Your Financial Future. Together, they dive into why retirement feels so daunting for Gen X, what makes this generation uniquely scrappy, and how to turn worry into optimism. You’ll learn: Why Gen X was dealt such a tough financial hand, and what you can do about it now How debt, student loans, and “lifestyle creep” factor into retirement readiness The HOVER method (Hope, Optimism, Value, Enthusiasm, Resilience) for building a positive money mindset Why downsizing isn’t the only answer — and how continuing to work, re-skill, and find purpose can make retirement stronger If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    32 mins
  • Your Money Map Replay: Is Retirement Really in Crisis? What The Data Says with Andrew Biggs

    Your Money Map Replay: Is Retirement Really in Crisis? What The Data Says with Andrew Biggs
    Sep 26 2025
    We’ve all heard the same story: Americans are facing a retirement crisis. But what if that’s not the whole truth? In this special replay of Your Money Map, Jean Chatzky sits down with Andrew Biggs, senior fellow at the American Enterprise Institute and author of The Real Retirement Crisis: Why Almost Everything You Think About the U.S. Retirement System Is Wrong. Together, they unpack what the latest data really tells us about retirement savings, Social Security, and how financially secure today’s (and tomorrow’s) retirees actually are. Spoiler alert: There’s more good news than you might expect. Jean and Andrew discuss: Why retirees today are experiencing record-high incomes How delayed retirement and automatic savings are shifting the game The real retirement crisis — and why it’s happening at the government level Why healthcare and long-term care costs may not be as scary as the headlines suggest What you can do if you feel behind (even if you’re not) 🔗 For more resources and tools from the Alliance for Lifetime Income, visit ProtectedIncome.org 📬 Sign up for their newsletter: protectedincome.org/subscribe 💬 Like what you hear? Leave us a 5-star review and share the episode with a friend! Learn more about your ad choices. Visit megaphone.fm/adchoices
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    33 mins
  • EP 494: Why Women Are Still Doing Too Much — And How To Push Back

    EP 494: Why Women Are Still Doing Too Much — And How To Push Back
    Sep 24 2025
    Raise your hand if you feel like you’re running on empty. If you’re juggling work, home, relationships, and still coming up short. You’re not imagining it: the pressure to have it all is very much alive in 2025… but let’s be honest, it was never realistic to begin with. In this episode, Jean sits down with Dr. Corinne Low, Wharton professor and author of Having It All: What Data Tells Us About Women’s Lives and Getting the Most Out of Yours. Corinne blends personal experience, economics, and deep research to reveal why the invisible load women carry is still so heavy, and what we can do about it. Together, Jean and Corinne dig into: Why having a child is not a gender-neutral event The concept of your utility function and why it matters more than your job title What it means to be both the breadwinner and the primary caregiver Why true work-life balance requires trade-offs and how to make the right ones for you If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    38 mins
  • A Week In Her Wallet: A 49-Year-Old On A Weight Loss Journey

    A Week In Her Wallet: A 49-Year-Old On A Weight Loss Journey
    Sep 19 2025
    This week on A Week In Her Wallet, we’re diving deep into what it really means to spend with intention. Meet Amy, a 49-year-old higher education administrator living in Tennessee with her partner. She's in a season of transformation; focused on her health, reevaluating her habits, and redefining what “worth it” means when it comes to her wallet. From zero-spend weekdays and resisting fancy lattes to a boutique shopping spree that lifted her spirits, Amy's week is a powerful reminder that every purchase tells a story. 💬 In this episode, you'll hear: How Amy’s weight-loss journey reshaped her spending habits The hidden financial perks of having a close-knit community What she learned from trying weight loss medications and why she stopped The emotional and practical value of tracking every expense (even the little ones) 📩 Interested in being featured in a future episode? Fill out our A Week In Her Wallet participant form, we’d love to hear your story. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    31 mins
  • Ep 493: Is Money Stress Ruining Your Life? A Financial Therapist Explains Why

    Ep 493: Is Money Stress Ruining Your Life? A Financial Therapist Explains Why
    Sep 17 2025
    When it comes to money, most of us know the basics. We’ve read the advice: build an emergency fund, stick to a budget, invest for the future. But what if we’re still struggling to feel confident or in control? What if our emotions — fear, guilt, shame — are silently running the show? That’s where financial therapy comes in. This week, Jean sits down with Erika Wasserman, certified financial therapist and author of “Conversations With Your Financial Therapist,” to pull back the curtain on why our money beliefs run so deep, and how we can start to change them. 💡 In This Episode, You'll Learn: What a financial therapist does and how to know if you need one Why religion and culture can impact how you feel about wealth, success, and spending The MONEY Method: Erika’s 5-step tool for better financial conversations Scripts to help you talk to your partner, parents, or adult kids about money 💬 Join our private Facebook group: HerMoney Facebook Community 💌 Subscribe to the HerMoney newsletter ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    32 mins