Dennis brings the pop quiz, Stephanie brings the receipts, and together they turn “wait, is this even insurance?” into your new favorite game show. They spar over health sharing vs. traditional plans, why “contribution” isn’t just a bougie word for premium, how faith-based commitments actually work, and when pre-existing conditions really are… pre-existing. Stephanie even vows to ditch her employer plan (spicy), Dennis wrestles with “appendectomy” (adorable), and somehow they map out how small businesses can save real money without summoning an HR demon. If you’ve wondered whether a $400 stipend can cover a whole family, why maternity waits a year, or whether your weekly “mom juice” voids coverage (it depends, breathe), this episode is wild, witty, and weirdly practical.

Questions or snark? contact@IGWpodcast.com

• 817-753-0093.

00:00 - Pop Quiz, Hotshot: Health Sharing 101

00:01 - Stephanie’s Confession: I’m Breaking Up with My Plan

00:03 - Not Insurance on Purpose (And Why That’s Good)

00:05 - Deductible-ish: What “Annual Household Portion” Really Means

00:08 - ACA Flashback and the Penalty Loophole

00:09 - Contributions, Not Premiums

00:10 - Networks? Kinda. Open Access? Yep.

00:11 - Pre-Existing: What Actually Triggers a “No”

00:13 - Lifestyle Clauses: Tobacco, Tequila, Truth

00:15 - The Real Reason Families Switch: Cost

00:18 - Strict vs. Sane: Do No-Alcohol Plans Save Money?

00:19 - Community Share: A Million One-Dollar Lifelines

00:20 - Plot Twist: A Homeowners “Sharing” Program?!

00:22 - What’s Not Shared: Keep Your Dental Cleanings

00:22 - Baby on Board: Why Maternity Waits 12 Months

00:23 - Claims By Any Other Name: “Sharing Requests”

00:26 - Law of Large Numbers, But Fun

00:27 - Group Hack: Mixing Sharing with Traditional

00:30 - Employer Math That Slaps: $400 That Works

00:32 - Education Beats Confusion

00:33 - Faith Statements, No Hoops

00:35 - HR Corner Case Solved and the Mic Drop Outro

Email: Contact@IGWpodcast.com

Facebook: https://www.facebook.com/InsuranceGoneWild

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