Julie has solidly been in Phase 3 now for years, so Erin and Keri are checking in with her to see how her wealth building is going. Julie went from being a bystander in her own life to owning it all! From side hustles to smart investments, Julie's story is both inspiring and full of practical tips for anyone looking to improve their financial health.

To sign up for the Get The Hell Out Of Debt program like Julie did, go here (it's free!): https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

_______________________________

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

_______________________________

Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Oh, the price of love. Erin sent Keri a juicy article she came across about an NBA player who bought his girlfriend a $400,000 engagement ring, only for them to break up 8 days later. But that's just the beginning—what follows is a saga of fake reconciliations, stolen rings, and heated debates over who gets to keep the bling. Erin shares her take, but we also had YOU share your thoughts on this hot topic.

If you have a differing opinion, we would love to hear it! Go to www.speakpipe.com/erinskyekelly to weigh in.

For access to our online community where this discussion continues, first join us for free in the Get The Hell Out Of Debt: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

_______________________________

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

_______________________________

Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Erin is tackling more of your questions today. Autumn is wondering what to do now that her child support is coming to an end. And Kamden has a question for Erin about his line of credit. For both, Erin emphasizes the importance of embracing change, tapping into resourcefulness, and reframing challenges as opportunities for growth.

Meanwhile, Keri is back in the toilet.

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

_______________________________

Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Just a month ago, Dani posted in our Get The Hell Out Of Debt community that she was debt-free! She had incredible success thanks to following the program and doing the work. She shares with Erin and Keri her strategies, challenges and the victories along the way. Dani took practical steps - and used a lot of sticky notes - to pay off nearly $30,000 in under 2 years!

To take control of your finances and start your own debt-free journey, sign up (for free!) for the Get The Hell Out Of Debt program here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

_______________________________

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Happy 5 year anniversary to the Get The Hell Out Of Debt podcast! To celebrate, Erin is answering some not-so-rapid fire questions about mortgage penalties and shared household budgets.

Keri is thinking about cake.

To send us your actual rapid fire questions, email assistant@erinskyekelly.com or leave a voice message at www.speakpipe.com/erinskyekelly

**No anniversary gifts please, but we sure would appreciate if you liked and reviewed, rated and subscribed wherever you are listening from. THANK YOU.

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Sam sent us a voice message (www.speakpipe.com/erinskyekelly) and we are so happy she found the Get The Hell Out Of Community! Right now she's in the messy middle, but Erin knows she is on her way to a full financial transformation with the power of consistency and by surrounding herself with the right support.

Oh, and Sam? We MUST know what type of farm.

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here for FREE for a limited time here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Michelle shares her journey from living with "big DINK (double income, no kids) energy" to achieving financial freedom through rightsizing her life. With four children and a double-income household, they found themselves drowning in debt despite good incomes. Michelle reveals to Erin and Keri the pivotal moment when they decided to tackle their finances head-on, leading to a debt-free life filled with peace and opportunity.

Link to Erin's How To Teach Your Kids About Money course: https://www.erinskyekelly.com/offers/FTR2zmNh/checkout

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here for FREE for a limited time here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

She doesn't talk about it often around here because of how personal it is - but today, because it's the end of World Autism Month, Erin is sharing some of her own experiences and her advice for families raising children with disabilities. Get some insight on how to manage the added financial complexities, access resources and foster inclusion. Erin knows firsthand how important it is to build a supportive community, and WE GOT YOU.

Link to the Denver Model book: https://amzn.to/4bgHPhK

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here for FREE for a limited time here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!