We unpack why money talks feel heavy and show how to make them safe, honest, and useful. Ericka Young shares her $90K debt payoff story, how “play money” reduced friction, and practical ways to teach kids about money without passing along anxiety.

• the real reasons couples avoid money talks
• using your money past to lower defensiveness
• saver vs spender dynamics and finding balance
• autonomy with transparency through “yours, mine, ours”
• simple openers and ground rules for hard talks
• when to call a coach or therapist
• practical ways to teach kids give, save, spend
• language shifts that reduce money stress at home
• small weekly check-ins that build trust
• Ericka’s work with financial education and coaching

You can see more from Ericka at erickayoung.com and forbetterandworth.com

Subscribe to the Money Matters Podcast, and visit neighborsfcu.org/financialwellness for more tools to help you build a strong financial future.

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Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.

The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.