Higher interest rates have unlocked the powerful strategy of annuity arbitrage — leveraging today’s rate environment to boost guaranteed income, reduce insurance costs, and create tax-efficient legacies. Learn how clients can “refinance” annuities, turn qualified assets into a personalized Roth-like solution, and take control of wealth transfer for future generations.

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Qualified Longevity Annuity Contracts (QLACs) remain one of the most underutilized tools in retirement planning. Hosts Mike McGlothlin and Tim Ash break down the new $210,000 limit, why removing the 25% cap matters for client strategies, and how QLACs can help defer RMDs, reduce taxes, and protect against longevity risk. Listen now to learn how to turn recent legislative updates from the Secure Act 2.0 into tax-friendly solutions for your clients.

Living longer sounds great — until clients face the financial and emotional realities that come with it. In this episode of From Accumulation to Activation, Tim and Mike unpack the risks of outliving your income, skyrocketing healthcare costs and the critical role of guaranteed lifetime income. They share practical strategies for advisors to help clients plan for retirement with confidence, including conversations around Medicare, long-term care and care coordination. If you want to future-proof your retirement planning approach, this episode is a must-listen.

Can your clients turn their 401(k) into a pension-like asset? In this episode, Mike and Tim unpack the concept of ‘pensionizing’ using an annuity, explore QLAC strategies and share how advisors can help clients create guaranteed lifetime income while managing longevity and tax risks in retirement.

Explore how the One Big Beautiful Bill Act reshapes estate and tax planning. Learn what's new, such as clarity on estate tax exemptions, and what remained in place, including retirement contribution limits and RMD rules. Mike McGlothlin and Tim Ash share insights on wealth planning, income tax implications for inherited accounts and techniques like annuity arbitrage that could improve outcomes.

Introducing the From Accumulation to Activation podcast! Subscribe now to get notified when the first episode is available for listening — coming September 30!

What really happens to your clients’ qualified money? In this kickoff episode of From Accumulation to Activation, Mike McGlothlin and Tim Ash reveal the four possible outcomes for retirement assets—and why taxes, longevity, and guaranteed income strategies matter more than ever. Learn how to move clients from employment to enjoyment with confidence.