Feeling locked out of the housing market by skyrocketing home prices and rising interest rates? It's time to rethink homeownership and explore creative real estate strategies! In this episode, we shatter the myth that you have to go it alone. Learn how co-buying with friends, embracing multigenerational living, and supercharging your savings can help you build wealth and achieve your dream of owning a home. Whether you're a first-time homebuyer or someone looking to break into the real estate market, we've got actionable tips to inspire your journey.

00:00 - 08:00 | Co-Buying Homes with Friends

Discover the growing trend of co-buying property with friends to share the financial load, tackle sky-high housing prices, and start building equity faster.

08:00 - 16:00 | Multigenerational Living

Hear a real-life success story about families combining households. Learn how this shift is saving money, maximizing resources, and making real estate investment more achievable.

16:00 - 24:00 | Young Adults Staying Home to Save

Staying with family longer isn't a step back—it's a financial power move! We discuss how to save for your down payment faster and turn your time at home into a springboard for homeownership.

• First-Time Home Buyers: Struggling with housing affordability? Get fresh, actionable ideas to make homeownership possible in today's market.
• Young Professionals: Looking to build equity but can't save enough for a 20% down payment on your own? We've got you covered.
• Families: Interested in multigenerational living to pool resources, save on childcare, or support aging parents? Learn how this can be a game-changer.
• Aspiring Homeowners: Currently living at home? Use this time to prepare financially and take your first step into the real estate market.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

Have you felt the commercial pressures of Valentine's Day? We do!

In this episode, we pull back the curtain on the expectations and anxieties that often come with February 14th. We explore how this one day can feel like a manufactured obligation to spend money rather than a genuine expression of love.

Join us as we shift the focus from grand, one-time gestures to the beautiful, consistent ways we can show love and appreciation every single day. We believe love is a year-round celebration, best expressed in ways that truly resonate with the people we care about most.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

In this special episode, we're coming to you live from Miami, still buzzing from the Indiana Hoosiers' historic national championship victory! Fresh off the excitement of the game, we dive into the real-life financial decisions that come with once-in-a-lifetime moments.

Join us as we break down the magnetic pull of peer pressure and the fear of missing out (FOMO) when your closest friends are all heading to the big game. We share our personal journey of navigating sky-high ticket prices, last-minute travel plans, and the emotional debate of whether to spend thousands of dollars on a single event.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

Have you ever caught yourself thinking, "I've got this all figured out," only to realize later that you were missing a crucial piece of the puzzle? You aren't alone. Pride is incredibly sneaky, and it often creeps into our lives right where we can least afford it: our finances.

In this episode, we are getting real about the "I can do it myself" mindset. We explore how overconfidence and complacency can actually stifle your financial growth and lead to unnecessary burnout. But this isn't just about pointing out the problem—it's about empowering you to find the solution.

We share our own journeys as "money nerds" who still rely on a team of pros, and we show you why asking for help is actually the ultimate power move. If you are ready to let go of the stress of managing everything alone and start building a financial dream team, this episode is for you!

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

What happens when the smallest coin in your pocket is no longer part of your daily life? The U.S. Mint officially stopped producing pennies for circulation in November 2025, marking a significant shift in our nation's currency.

In this episode, we explore the end of an era and dive deep into what this change reveals about our relationship with money, value, and history.

We'll uncover the economic reasons behind the decision, from the rising cost of production to the practicalities of rounding cash transactions. More than just a financial change, this is a cultural moment. We will explore the central question: How does the penny's disappearance affect how we view the value of money itself and how we use it?

Join us as we navigate this transition and all that it entails.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

In this episode, we explore the recent shift that directs catch-up contributions to Roth accounts, a change that transforms your long-term financial strategy.

Discover the incredible benefits of tax-free growth and withdrawals in retirement, while also understanding the trade-off of losing immediate tax deductions.

This pivotal change is your opportunity to build a more resilient and flexible financial future, giving you greater control over your retirement income. Tune in to learn actionable steps you can take today to adapt your plan and harness this new rule for maximum benefit.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

We explore a new and simple way that we approached our 2026 planning. It forced us to make a mindset shift: we began treating our personal finances with the same strategic focus and seriousness as a successful business.

By viewing yourself as the CEO of your household, you can unlock clarity, foster teamwork with your partner, and build a clear path toward your biggest goals. We break down the exact steps to review your performance, set inspiring goals, and create a winning strategy that aligns with what truly matters to you.

Get ready to feel energized, motivated, and completely in control of your financial destiny. Then take the necessary steps to implement this in your own finances.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung