Buying your first home and unsure how to deal with estate agents? 🏡
In this episode of the Five Star Mortgages Podcast, we’re joined by Karolina Grzyb, experienced estate agent with eXp UK, to break down exactly how first‑time buyers can navigate the property market with confidence.

Karolina shares:
🏠 How estate agents really work — and what their role is in the homebuying process
💬 How to communicate effectively to avoid misunderstandings
📊 Top tips for viewing properties and spotting red flags
🤝 How to negotiate like a pro (even if it’s your first time!)
🚀 What first‑time buyers can do to stand out in a competitive market
🔍 Common mistakes buyers make — and how to avoid them

Whether you’ve just started browsing Rightmove or you’re preparing to book viewings, this conversation with Karolina and the Five Star Mortgages team will help you approach estate agents with clarity, confidence, and insider knowledge.

🎧 Watch now: https://youtu.be/aXQEeb2UMTk
Also available on Spotify and Apple Podcasts.

View the video version on YouTube – https://youtu.be/aXQEeb2UMTk

Find us at www.fivestarmortgages.co.uk

View the video version on YouTube - https://youtu.be/UWfIR-lmwnY

Please find us at www.fivestarmortgages.co.uk

Buying your first home? 🏠
In this episode of the Five Star Mortgages Podcast, we’re joined by Marta Rayner, a UK property solicitor who specialises in helping first-time buyers.

Marta explains:
⚖️ Why you need a solicitor when buying your first home
📋 What your solicitor actually does — from searches to contracts
🧾 How to avoid delays and keep your purchase on track
💬 How she personally supports first-time buyers every step of the way
🤝 What to look for when choosing the right solicitor

If you’re starting your homebuying journey, this conversation with Marta Rayner and the Five Star Mortgages team will help you understand the legal side with clarity and confidence.

🎧 Watch now: https://youtu.be/UWfIR-lmwnY

Also available on Spotify and Apple Podcasts.

View the video version on YouTube - https://youtu.be/UWfIR-lmwnY

Please find us at www.fivestarmortgages.co.uk

Buying your first home and not sure how much deposit you really need? This episode of the Five Star Mortgages Podcast breaks it all down in plain English.

We cover:
💰 How much deposit you actually need to buy your first home
🏠 Buying with a small deposit – 5% and 10% mortgage options
🔑 What happens if you have no deposit at all
💸 The benefits of a larger deposit – and how it affects your rate
🎁 Gifted deposits from family or friends – what lenders need to see
🏦 Using borrowed money – what’s allowed and what’s not
📈 Practical tips to build your deposit faster

Whether you’re saving from scratch, getting help from family, or just exploring your options, this episode will help you understand what’s possible and how to get mortgage-ready.

🎧 Listen now on Spotify, Apple Podcasts, or YouTube: https://youtu.be/k6JOBcMSQ1g

#FiveStarMortgages #FirstTimeBuyer #MortgageAdvice #Deposits #GiftedDeposit #HomeBuyingJourney #MortgageTips

View the video version on YouTube - https://youtu.be/UWfIR-lmwnY

Please find us at www.fivestarmortgages.co.uk