Buying your first home and not sure how much deposit you really need? This episode of the Five Star Mortgages Podcast breaks it all down in plain English.

We cover:
💰 How much deposit you actually need to buy your first home
🏠 Buying with a small deposit – 5% and 10% mortgage options
🔑 What happens if you have no deposit at all
💸 The benefits of a larger deposit – and how it affects your rate
🎁 Gifted deposits from family or friends – what lenders need to see
🏦 Using borrowed money – what’s allowed and what’s not
📈 Practical tips to build your deposit faster

Whether you’re saving from scratch, getting help from family, or just exploring your options, this episode will help you understand what’s possible and how to get mortgage-ready.

🎧 Listen now on Spotify, Apple Podcasts, or YouTube: https://youtu.be/k6JOBcMSQ1g

#FiveStarMortgages #FirstTimeBuyer #MortgageAdvice #Deposits #GiftedDeposit #HomeBuyingJourney #MortgageTips

View the video version on YouTube - https://youtu.be/k6JOBcMSQ1g

Please find us at www.fivestarmortgages.co.uk

Buying your first home starts with one big question: How much can you actually afford to borrow?
In this episode, our team at Five Star Mortgages breaks down everything you need to know about affordability as a first-time buyer — from how lenders calculate your borrowing power to the key factors that could help (or hurt) your application.

We cover:

• How income, outgoings, and credit score influence affordability
• The difference between lender calculators and real-world mortgage offers
• Why future interest rate changes matter to your budget
• Practical tips to boost your borrowing potential

Whether you’re months away from applying or ready to get started now, this episode will help you approach your first mortgage with clarity and confidence.

🎙 Listen now and take the first step towards owning your home.

View the video version on YouTube

Please find us at www.fivestarmortgages.co.uk