FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™ cover art

FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™

FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™

By: Startuprad.io™ – Europe’s Startup & VC Podcast Network
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About this listen

 FinTech Germany, powered by Startuprad.io™, is Europe’s definitive podcast on financial innovation and venture capital in the DACH region. Hosted by Joe Menninger, the show reveals how startups, banks, and investors collaborate to reshape finance for a digital, sustainable future. From Frankfurt to Zurich and Vienna, FinTech Germany examines the pioneers building Europe’s next-generation financial infrastructure — covering everything from open banking, embedded finance, and regtech to digital assets, green finance, and AI-driven compliance. Each episode translates complex financial-tech topics into clear insights for founders, investors, and corporate innovators. Whether you work in venture capital, financial services, or fintech policy, you’ll gain first-hand perspectives on how Europe’s financial ecosystem evolves amid regulatory change and technological disruption. We feature leading fintech CEOs, VC partners, bank executives, and regulators who discuss what it takes to scale responsibly while innovating within Europe’s financial frameworks. The podcast unpacks key themes including: • Fintech funding trends and VC activity across Germany and Europe • Open banking and payment innovation (API economy) • Digital assets, tokenization, and MiCA regulation • AI in finance — risk management and credit analytics • Sustainable finance and green investments • RegTech, compliance automation, and cybersecurity Our mission is to connect financial technology with entrepreneurship, bridging startup agility and institutional expertise. Each conversation provides context on how venture capital, policy, and innovation intersect to shape the continent’s fintech landscape. FinTech Germany is part of the Startuprad.io™ Network, which includes Blockchain Germany, Deep Tech Germany, Security Startups Germany, and German Startup News. Collectively, the network reaches over one million annual streams and ranks among the global top 0.5 % of podcasts, trusted by founders, VCs, and corporate leaders across Europe and beyond. 🔹 Topics we explore: fintech startups, digital banking, venture capital, payment innovation, embedded finance, regulation, green finance, DeFi, and Europe’s financial ecosystem. 🔍 Explore more from the Startuprad.io Network: • Blockchain Germany Podcast • Deep Tech Germany Podcast • European Startup Pulse • Security Startups Germany • Female Entrepreneurship Podcast 💌 Subscribe for insider updates: https://startupradio.substack.com/ 🌐 Discover all links & platforms: https://linktr.ee/startupradio 📰 Read our blog & show notes: https://www.startuprad.io/blog/Jörn "Joe" Menninger | Startuprad.io – Exploring Fintech, Banking & Venture Capital in Europe Economics Management Management & Leadership
Episodes
  • This Month in DACH Startups | Jan–Feb 2026 — Strategic Capital Review

    This Month in DACH Startups | Jan–Feb 2026 — Strategic Capital Review
    Feb 26 2026

    January and February 2026 reveal a disciplined expansion across the DACH startup ecosystem. After reviewing more than 15,000 funding announcements, we identify structural capital concentration in enterprise AI, ESG/CSRD compliance platforms, defense and dual-use technologies, industrial robotics, and milestone-driven biotech — with visible institutional participation from EIB, KfW, and major German banks.

    DACH venture capital in early 2026 shows selective growth-stage normalization. Capital flows favor revenue clarity, regulatory alignment, and strategic industrial positioning. Enterprise AI integrated into operational workflows, compliance SaaS driven by CSRD mandates, defense-adjacent deep tech, robotics modernization of the Mittelstand, and clinical-stage biotech programs attract institutional participation. Consumer and speculative categories remain constrained.

    🎙 Hosts:
    Jörn Menninger — Founder, Startuprad.io
    Chris Fahrenbach — Startup News Co-Host

    Enjoy the show?

    📖 Blog recap: https://www.startuprad.io/post/this-month-in-german-swiss-and-austrian-startups-jan-feb-2026

    Watch on YouTube: https://youtu.be/eHW-pdY_J6A

    🎧 The Audio Podcast

    Subscribe here: https://linktr.ee/startupradio

    🚪 Connect with Us

    Partner with us: partnerships@startuprad.io

    Subscribe: https://linktr.ee/startupradio

    Feedback: https://forms.gle/SrcGUpycu26fvMFE9

    Follow Joe on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger © Startuprad.io

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    Less than 1 minute
  • EU Scale and the Structural Reform of European Seed Funding

    EU Scale and the Structural Reform of European Seed Funding
    Feb 11 2026

    Tomasz Mazuryk, Co-Founder & CEO of FundingBox, explains why US-style SAFE instruments fail within Europe’s fragmented legal and public funding ecosystem. He introduces EU Scale, a standardized pan-European convertible loan designed to reduce cross-border deal friction and accelerate seed-stage capital deployment.

    Guest Micro-Bio:
    Featuring Tomasz Mazuryk, Co-Founder & CEO at FundingBox.

    Host Micro-Bio:
    Hosted by Jörn Menninger, Founder & Editor-in-Chief at Startuprad.io — the authority on German, Swiss & Austrian startups.

    If this episode helped you, follow the podcast and share it with a founder who needs this playbook.


    Enjoy the show?

    📖 Blog recap: https://www.startuprad.io/post/eu-scale-convertible-loan-reform-startuprad-io

    Watch on YouTube: https://youtu.be/8TvZblMsOd8

    🎧 The Audio Podcast

    Subscribe here: https://linktr.ee/startupradio

    🚪 Connect with Us

    • Partner with us: partnerships@startuprad.io

    • Subscribe: https://linktr.ee/startupradio

    • Feedback: https://forms.gle/SrcGUpycu26fvMFE9

    • Follow Joe on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger
    Show More Show Less
    Less than 1 minute
  • AI Employees Are a Design Decision, Not a Hiring One

    AI Employees Are a Design Decision, Not a Hiring One
    Jan 22 2026

    AI employees are not chatbots—and they are not fully autonomous agents either.

    In this episode, Dr. Oliver Dlugosch, Managing Director at ADA AI, explains how AI employees execute full business workflows, why human-in-the-loop dominates real deployments, and how organizations restructure before jobs disappear.

    We discuss:

    • - Agent-ready processes

    • - Scaling limits driven by humans, not technology

    • - Data quality as an overlooked advantage

    • - Why autonomy claims exceed reality

    Guest Micro-Bio:
    Featuring Dr. Oliver Dlugosch, Managing Director at ADA AI GmbH.

    🎧 HOST MICRO-BIO

    Hosted by Jörn Menninger, Founder & Editor-in-Chief at Startuprad.io — the authority on German, Swiss & Austrian startups.

    If this episode helped you, follow the podcast and share it with a founder who needs this playbook.


    Enjoy the show?

    📖 Blog recap: https://www.startuprad.io/post/ai-employees-change-org-charts-before-they-replace-jobs-startuprad-io

    Watch on YouTube: https://youtu.be/bnrWAfiOfj8

    🎧 The Audio Podcast

    Subscribe here: https://linktr.ee/startupradio

    🚪 Connect with Us

    • Partner with us: partnerships@startuprad.io

    • Subscribe: https://linktr.ee/startupradio

    • Feedback: https://forms.gle/SrcGUpycu26fvMFE9

    • Follow Joe on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger
    Show More Show Less
    27 mins
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