FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™ cover art

FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™

FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™

By: Startuprad.io™ – Europe’s Startup & VC Podcast Network
Listen for free

About this listen

 FinTech Germany, powered by Startuprad.io™, is Europe’s definitive podcast on financial innovation and venture capital in the DACH region. Hosted by Joe Menninger, the show reveals how startups, banks, and investors collaborate to reshape finance for a digital, sustainable future. From Frankfurt to Zurich and Vienna, FinTech Germany examines the pioneers building Europe’s next-generation financial infrastructure — covering everything from open banking, embedded finance, and regtech to digital assets, green finance, and AI-driven compliance. Each episode translates complex financial-tech topics into clear insights for founders, investors, and corporate innovators. Whether you work in venture capital, financial services, or fintech policy, you’ll gain first-hand perspectives on how Europe’s financial ecosystem evolves amid regulatory change and technological disruption. We feature leading fintech CEOs, VC partners, bank executives, and regulators who discuss what it takes to scale responsibly while innovating within Europe’s financial frameworks. The podcast unpacks key themes including: • Fintech funding trends and VC activity across Germany and Europe • Open banking and payment innovation (API economy) • Digital assets, tokenization, and MiCA regulation • AI in finance — risk management and credit analytics • Sustainable finance and green investments • RegTech, compliance automation, and cybersecurity Our mission is to connect financial technology with entrepreneurship, bridging startup agility and institutional expertise. Each conversation provides context on how venture capital, policy, and innovation intersect to shape the continent’s fintech landscape. FinTech Germany is part of the Startuprad.io™ Network, which includes Blockchain Germany, Deep Tech Germany, Security Startups Germany, and German Startup News. Collectively, the network reaches over one million annual streams and ranks among the global top 0.5 % of podcasts, trusted by founders, VCs, and corporate leaders across Europe and beyond. 🔹 Topics we explore: fintech startups, digital banking, venture capital, payment innovation, embedded finance, regulation, green finance, DeFi, and Europe’s financial ecosystem. 🔍 Explore more from the Startuprad.io Network: • Blockchain Germany Podcast • Deep Tech Germany Podcast • European Startup Pulse • Security Startups Germany • Female Entrepreneurship Podcast 💌 Subscribe for insider updates: https://startupradio.substack.com/ 🌐 Discover all links & platforms: https://linktr.ee/startupradio 📰 Read our blog & show notes: https://www.startuprad.io/blog/Jörn "Joe" Menninger | Startuprad.io – Exploring Fintech, Banking & Venture Capital in Europe Economics Management Management & Leadership
Episodes
  • Fintech and Finance Review 2025: AI Risk Becomes Banking

    Fintech and Finance Review 2025: AI Risk Becomes Banking
    Jan 1 2026

    A structural review of what became irreversible in finance in 2025: AI embedded in core decisions, enforcement-era regulation, real-time payment constraints, trust limits in automation, and tokenization as infrastructure control.

    This episode argues that the next phase of financial innovation is defined by resilience, governance, trust, and capital discipline rather than speed. It explains why AI in credit becomes operationally irreversible, why concentration creates systemic risk, how DORA-like requirements reshape cost and strategy, and where tokenization changes settlement and access.

    If this episode helped you, follow the podcast and share it with a founder who needs this playbook.


    Enjoy the show?

    📖 Blog recap: https://www.startuprad.io/post/fintech-review-2025-ai-risk-becomes-banking

    Watch on YouTube: https://youtu.be/miRTzSCcBiw

    🎧 The Audio Podcast

    Subscribe here: https://linktr.ee/startupradio

    🚪 Connect with Us

    • Partner with us: partnerships@startuprad.io

    • Subscribe: https://linktr.ee/startupradio

    • Feedback: https://forms.gle/SrcGUpycu26fvMFE9

    • Follow Joe on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger
    Show More Show Less
    1 hr and 29 mins
  • This Month in German, Swiss and Austrian Startups - December 2025 Deep Dive

    This Month in German, Swiss and Austrian Startups - December 2025 Deep Dive
    Dec 23 2025

    A decision-grade map of DACH execution signals for 2026: where regulation creates demand, where AI credibility is earned, and which business models are being repriced.

    This episode breaks down what actually changed in the DACH startup ecosystem heading into 2026.

    - Europe's AI advantage in regulated and industrial applications

    - Why integration and distribution are now the AI ​​moat

    - Fintech repricing: margins, compliance, scale economics

    - Regulation as forced innovation catalyst (e-invoicing)

    - Marketplaces as balance-sheet strategies.

    🎙 Hosts:
    Jörn Menninger — Founder, Startuprad.io
    Chris Fahrenbach — Startup News Co-Host

    Enjoy the show? Follow, review, and share this episode with your team

    Blog: https://www.startuprad.io/post/this-month-in-german-swiss-and-austrian-startups-december-2025-deep-dive

    - YouTube: https://youtu.be/QjUrrZKJuPE

    ✉️ Work with us: partnerships@startuprad.io

    Subscribe across platforms: https://linktr.ee/startupradio

    💬 Feedback: https://forms.gle/Qp53eVuc9P1RMqWj8

    💼 Follow Jörn on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger

    © Startuprad.io
    Show More Show Less
    24 mins
  • DACH Startup Ecosystem 2026: AI Mega-Rounds, Dual Use & Europe's New Venture Stack

    DACH Startup Ecosystem 2026: AI Mega-Rounds, Dual Use & Europe's New Venture Stack
    Dec 18 2025

    The DACH startup ecosystem closed 2025 with unusually clear signals for 2026 — AI mega-rounds, defense-grade dual use, and a restructuring of Europe’s venture capital stack.

    What you’ll learn in this episode:
    – Why €3B AI valuations change Europe’s startup narrative
    – How dual use moved from story to category
    – What founders must understand about capital, compute, and procurement
    – Where Germany, Austria, and Switzerland are quietly reorganizing advantage

    🎙 Hosts:
    Jörn Menninger — Founder, Startuprad.io
    Chris Fahrenbach — Startup News Co-Host

    Enjoy the show? Follow, review, and share this episode with your team

    - Blog: https://www.startuprad.io/post/this-month-in-german-swiss-and-austrian-startups-december-2025-top-news

    - YouTube: https://youtu.be/zRt1qwR3lj0

    ✉️ Work with us: partnerships@startuprad.io

    Subscribe across platforms: https://linktr.ee/startupradio

    💬 Feedback: https://forms.gle/Qp53eVuc9P1RMqWj8

    💼 Follow Jörn on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger

    © Startuprad.io
    Show More Show Less
    Less than 1 minute
No reviews yet
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.