In the latest episode of Relative Return Insider, host Keith Ford and AMP chief economist, Dr Shane Oliver, discuss this week’s RBA interest rate decision, a potential government shutdown in the US, and a new property scheme aimed at first home buyers.

Key discussion points:

• Whether the RBA will cut rates by the end of the year.
• Increased risk of a US government shutdown.
• A shutdown’s effect on the job market.
• The “desperation” in Australia’s property market.
• Economic impact of a 5 per cent home deposit scheme.

The SMSF sector is in a holding pattern as key regulatory and legislative changes remain unresolved. In this episode of the SMSF Adviser podcast, hosts Aaron Dunn and Keith Ford discuss some of the key changes that are still to be clarified, such as the Div 296 tax and the much-anticipated NALI/E amendments.

The podcast touches on recent updates from the ATO, specifically regarding Law Companion Ruling (LCR) 2021/2 relating to super contributions and the recently released annual Class Benchmark report.

Listen as they discuss:

• Revelations that more SMSFs will be impacted by the proposed Div 296 than originally estimated.
• The changing face of the SMSF sector demographics.
• The ongoing advice gap in the SMSF sector.
• Implications of commuting market-linked pensions.

In the latest episode of Relative Return Insider, host Keith Ford and AMP chief economist Shane Oliver discuss the latest Australian CPI data and their impact on future interest rate decisions. If the RBA opts to cut rates again, how will this affect investor and consumer behaviour?

Key discussion points:

• Factors driving the decrease in inflation.
• Potential implications for interest rates.
• The role of the public sector in jobs growth.
• How rate cuts have affected house prices.