• Financial Freedom 8/23/25
    Aug 23 2025
    As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. Every show also provides opportunities for you to call in and get Tim’s straightforwar
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    47 mins
  • What’s behind it all? | 8/16/25
    Aug 20 2025
    • Michael asks Tim to review the Form ADV Part 2A brochures from two different advisory firms he is considering. Hear important key insights from Tim. • What's really behind all the "safe money" infomercials being aired across the country, including many in Central PA? • How many years did it take for the U.S. stock market to recover to its previous high, and what can be learned from this period? • Don from Lancaster wants Tim's opinion regarding a fixed annuity versus laddered CDs. Have a question or comment for Tim? You can call the live show on Saturday mornings from 10:00-11:00 a.m. ET by dialing 717-540-0580. You can also email him anytime at financialfreedom@greenspringadvisors.com. Please enjoy and feel free to share it with your friends and family! Greenspring Advisors is a registered investment adviser. Registration does not imply a certain level of skill or training. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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    46 mins
  • Smart Investing, Fund Picks & Real-Life Challenges | 8/9/25
    Aug 20 2025
    • Do you still believe that investing in individual stocks is wise? Tim refers to an updated academic research paper that provides compelling evidence to the contrary. • Looking to offer a young person a concise, introductory book on the fundamentals of sound investing? Tim shares one potential option. • Sam from Grantville wants advice on some Vanguard funds he is considering investing in. • Dennis shares some of the significant challenges he encountered while assisting a friend's wife with her finances following her husband's recent passing. Have a question or comment for Tim? You can call the live show on Saturday mornings from 10:00-11:00 a.m. ET by dialing 717-540-0580. You can also email him anytime at financialfreedom@greenspringadvisors.com. Please enjoy and feel free to share it with your friends and family! Greenspring Advisors is a registered investment adviser. Registration does not imply a certain level of skill or training. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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    46 mins
  • Questions and Answers with Tim Decker | 8/2/25
    Aug 5 2025
    • One last reminder to make sure you don't miss the free webinar this week! Details and registration link are below. • William from Camp Hill asks for some clarification on the "10-year rule" for inherited IRA accounts. • Tim shares a recent article that suggests fewer than 5% of financial professionals are truly fee-only fiduciary advisors and discusses what this means to consumers. • Steve from Boiling Springs has questions about his grandson’s interest in investing. • Susan from Mechanicsburg seeks advice on moving money out of her state retirement funds. Have a question or comment for Tim? You can call the live show on Saturday mornings from 10:00-11:00 a.m. ET by dialing 717-540-0580. You can also email him anytime at financialfreedom@greenspringadvisors.com. Please enjoy and feel free to share it with your friends and family! Greenspring Advisors is a registered investment adviser. Registration does not imply a certain level of skill or training. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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    46 mins
  • Titling Accounts Jointly, Thrift Savings Plans, and the Purpose of Treasuries | 7/26/25
    Aug 1 2025
    • Tim announces an upcoming webinar you won't want to miss. • Just how painful has it been to own individual stocks over the last 40 years? You'll be surprised. • Jim from Newport asks about titling all accounts jointly to protect assets from nursing home expenses. • Bob from Iron Springs seeks advice regarding his son's Thrift Savings Plan. • Longtime listener and friend of the show, Joan from Camp Hill, talks with Tim about the purpose of treasuries. Have a question or comment for Tim? You can call the live show on Saturday mornings from 10:00-11:00 a.m. ET by dialing 717-540-0580. You can also email him anytime at financialfreedom@greenspringadvisors.com. Please enjoy and feel free to share it with your friends and family! Greenspring Advisors is a registered investment adviser. Registration does not imply a certain level of skill or training. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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    47 mins
  • What is Window Dressing? | 7/19/25
    Jul 22 2025
    • Should your age dictate how you invest? Tim shares an experience he had with new clients last week and discusses the most important variable in determining their allocations. • What is "window dressing," and how can it affect your investment holdings? • Dave from Hershey wants advice on investing in energy stocks. • Why do so many investors have a hodgepodge portfolio instead of a beautifully designed, globally diversified one? Have a question or comment for Tim? You can call the live show on Saturday mornings from 10:00-11:00 a.m. ET by dialing 717-540-0580. You can also email him anytime at financialfreedom@greenspringadvisors.com. Please enjoy and feel free to share it with your friends and family! Greenspring Advisors is a registered investment adviser. Registration does not imply a certain level of skill or training. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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    42 mins
  • Idiosyncratic Risk | 7/12/25
    Jul 16 2025
    Idiosyncratic Risk, In investing, some risks have expected rewards while others do not. Tim explains why it's essential for all investors to understand idiosyncratic risk and how it can be avoided.. •Linda from Lancaster asks Tim to summarize the topic of required minimum distributions (RMDs). •Another listener, Kathy from Newville, seeks Tim's advice on opening a Roth IRA for her grandson and what might be a good investment for him. •Dave from Lancaster has some questions about enrolling in Medicare. •Tim provides a very helpful summary of how the recently enacted One Big Beautiful Bill will deliver some welcome tax savings for the majority of seniors age 65 and over. Have a question or comment for Tim? You can call the live show on Saturday mornings from 10:00-11:00 a.m. ET by dialing 717-540-0580. You can also email him anytime at financialfreedom@greenspringadvisors.com.
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    46 mins
  • Halfway Through 2025 | 7/5/25
    Jul 16 2025
    Halfway Through 2025 •With the first six months of 2025 in the rearview mirror, Tim reinforces some timeless investing lessons related to the year’s news headlines. •A beautiful, globally diversified stock portfolio surged over the first half of this year. Did you get your share of these returns? •Kelly from Harrisburg asks Tim for his thoughts on her contributions to her retirement account. Tim shares why he remains a huge fan of Roth IRA accounts. •Wayne from Camp Hill asks how the new tax bill signed by President Trump may potentially benefit seniors' Social Security. Tim offers some brief comments and promises more information to come. Have a question or comment for Tim? You can call the live show on Saturday mornings from 10:00-11:00 a.m. ET by dialing 717-540-0580. You can also email him anytime at financialfreedom@greenspringadvisors.com.
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    42 mins