Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans cover art

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

By: Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
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About this listen

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
Episodes
  • What Should Your September Budget Look Like? Let’s Break It Down Line by Line | 451
    Aug 25 2025

    Snag Our Simplified Budget System!

    Hey Budget Besties!

    We’re dusting off one of our favorite convos and bringing it back for you. This replay with our friend Skyler from the Money Talk Podcast is all about the “B word” (nope, not that one — budgets!) and how automation can turn your money from stressful to effortless.

    We dive deep into what financial automation actually is, why you don’t need a zillion apps to make it work, and how to set up a simple bank account system that feels like your personal assistant. From creating separate “spending,” “bills,” and “savings” accounts, to building a month-ahead buffer, to getting those savings buckets growing without lifting a finger — we cover all the steps to put your money on autopilot.

    You’ll hear:

    1. Why direct deposit should flow into your Bills Account first (and not your debit card!)

    2. How to make automation feel safe when you’re not used to trusting your bank account

    3. The power of multiple accounts for groceries, gas, fun money, and personal spending

    4. Why having a month’s income in reserve is like unlocking Level One of financial independence

    5. The surprising marriage-saving benefits of separate personal spending accounts

    6. How naming your savings buckets (hello, “Hawaii Trip”!) can keep you from dipping into them

    We even tackle the great credit card debate — why we’re not fans of using them for everyday spending, and how to transition away from relying on them without feeling deprived.

    By the end, you’ll see why we believe automation is the secret weapon for gaining confidence, clarity, and control over your money — without living in your spreadsheet.



    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show More Show Less
    27 mins
  • “Budgets Don’t Work” — What Changed Their Financial Mindset After 35 Years of Marriage | 450
    Aug 22 2025

    Snag Our Simplified Budget System!



    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show More Show Less
    33 mins
  • When Paying Off Debt Isn’t the Right Move (Yes, Really!) | 449
    Aug 20 2025

    Snag Our Simplified Budget System!

    Budget besties — let’s talk about a sneaky cycle that keeps so many of us stressed: making quick money decisions that feel productive (like paying off a card) but actually keep us stuck.

    In this episode, we unpack two real client stories:

    1. A teacher who used her savings for summer expenses to pay off a small debt… only to be broke in August (and back in debt)

    2. A client who saw cash in her account and immediately threw it at a credit card… leaving herself short for a wedding and pulling from her 401k

    Sound familiar? You’re not alone. We get real about:

    1. Why quick fixes and “wins” often sabotage long-term stability

    2. How to break the stress cycle of reactionary money decisions

    3. Why using credit cards is more about avoiding money management than “playing the points game”

    4. The freedom of becoming your own bank (hint: no more hoping a payment goes through!)

    5. How a system — not emotions — is the key to lasting progress

    If you’ve ever felt stuck in a loop of paying off debt only to rack it back up, this conversation will help you see why — and give you a better way forward.


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show More Show Less
    15 mins
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