Based on her work with numerous new and hopeful parents, Kelley Long, CPA financial planner and unbiased money coach shares the top 3 financial considerations for new parents she hears about the most. In this episode, she covers how to think about making decisions around the best way to save for a child's future, what estate planning things you need to figure out ASAP and the new expenses that tend to cause the most challenges with growing families.

Resources mentioned in this episode:

www.savingforcollege.com

https://www.journalofaccountancy.com/news/2023/mar/saving-college-new-529-to-roth-irs-transfer-rule/

https://www.journalofaccountancy.com/news/2022/oct/the-ins-outs-roth-iras-for-children/

https://www.journalofaccountancy.com/news/2022/aug/strategic-uses-roth-iras-beyond-retirement/

https://www.financialblisscoach.com/post/want-surprisingly-flexible-savings-options-the-one-account-that-can-help

The term "self-care" has come to mean everything from taking a bubble bath to getting your bikini line waxed and is an area of spending that tends to get a free pass when modern women examine their cash flow.

The truth is that self-care has nothing to do with appearance and has everything to do with building resilience as an act of political defiance.

In this episode, Kelley Long, financial coach and money activist, gets into the nuance of this growing multi-billion dollar industry, with gentle thoughts on where we might be able to strengthen our emotional and financial resistance, by calling this spending what it really is: personal grooming and maintenance.

Resources mentioned in this episode include:

• The Gospel of Wellness, by Rina Raphael
• Outwitting the Devil, by Napoleon Hill, annotated by Sharon Lechter

Unpacking the mysteries of credit scores, CPA financial planner and money coach Kelley Long reveals the truth behind those three-digit numbers that can have such an impact on our financial lives. This episode explores common misconceptions, practical strategies, and insider insights about credit reporting that every listener should know.

Discover how credit scores really work, what factors truly matter, and how to navigate the complex world of financial reporting. Kelley breaks down the system in a way that's both informative and actionable.

This episode offers valuable perspectives that could transform your approach to personal finance, including answering the questions:

• Why did my credit score drop when I paid off a debt and should I be worried?
• What should I do with a credit card once I've paid it off? Shouldn't I keep a balance on it for the best score?
• What's the best way to build a long credit history that keeps my credit score up but also serves my financial wellness?
• Should I be worried about the drop to my credit score from the hard inquiry of opening a balance transfer card?
• And more

Tune in to gain the knowledge that could save you money and stress.

Resources mentioned in this episode:

• www.annualcreditreport.com
• FICO Score versions