Is reviewing your tax return enough or are you missing the bigger picture? In this episode, Tommy and John break down why simply looking at last year’s return doesn’t cut it, and how projection-based planning connects directly to key financial decisions like Roth conversions, mortgage deductions, and retirement income strategy.

Access the full show notes at Mason & Associates, LLC

Resources Mentioned:

• Mason & Associates: LinkedIn
• Tommy Blackburn: LinkedIn
• John Mason: LinkedIn
• TurboTax
• Form 2210 – Underpayment of Estimated Tax
• H&R Block
• SPECIAL EPISODE: New Client Process & Client Experience

What does a real financial planner actually do—and how do you know if you’ve hired one? In this episode, Michael, Tommy and John break down the most common misconceptions about financial planning and explain why it’s about much more than just investment management. You’ll learn why financial planning is especially crucial for federal employees, how fiduciary standards impact the advice you receive, and what red flags to look for in a planner.

Access the full show notes at Mason & Associates, LLC

Resources Mentioned:

• Mason & Associates: LinkedIn
• Tommy Blackburn: LinkedIn
• John Mason: LinkedIn
• Office of Personnel Management (OPM)
• VERA (Voluntary Early Retirement Authority)

What if your six-month emergency fund isn’t enough? In this episode, John, Michael, and Tommy tackle the shifting financial landscape for federal employees in 2025. As government changes create uncertainty—think early retirements and layoffs—they share smart, strategic ways to prepare. You’ll learn how to build a tiered emergency plan, optimize your liquidity, and adapt your lifestyle budget in case your income suddenly takes a hit.

Access the full show notes at Mason & Associates, LLC

Resources Mentioned:

• Tommy Blackburn: LinkedIn
• John Mason: LinkedIn
• Dave Ramsey
• Rocket Money
• EveryDollar
• Thrift Savings Plan (TSP)
• Don’t Max Your TSP