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Everyday Green Home

Everyday Green Home

By: Marla Esser Cloos
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 The Everyday Green Home Podcast helps you GET the value of green: for you, your family and your community. Whether its green homes, green living or the people who make it happen, join Marla Esser Cloos to learn how green and sustainability practices and products work for you.All Rights Reserved -- 2019 -- The Green Gab Podcast Biological Sciences Science
Episodes
  • Wicked Problems - Transportation and How It Affects Us with Tony Pratte

    Wicked Problems - Transportation and How It Affects Us with Tony Pratte
    Oct 25 2023
    Wicked problems are significant issues with no single, straightforward answer, and they are everywhere! Transportation is a wicked problem that touches every aspect of our lives, whether we realize it or not. It affects what we have on our dinner tables, the clothes we wear, and everything we have inside our homes. It even affects where we work, how we get there, and how we spend our vacations. Yet, we tend to take it for granted. I'm Marla, the Green Home Coach, coming to you live from Shock City Studios in St. Louis, Missouri. I am delighted to have my occasional co-host, Tony Pratte, join me today to discuss the wicked problems surrounding transportation. The transportation system is undeniably complex and multifaceted. I invite you to listen in as we journey through the evolving world of our transportation system and explore the wicked problems it presents. Impact of COVID-19 The absence of commuters and students traveling to school during the pandemic highlighted a significant shift in how we perceive transportation. I found it eye-opening to see the streets resembling quiet Sunday mornings when it used to be rush hour. Electric Cars and Infrastructure A noticeable change after the pandemic has been the proliferation of electric cars, even in states like Oklahoma, traditionally associated with fossil fuels. The increasing presence of electric vehicles is encouraging. But we must recognize that the infrastructure to support them is evolving, and supply chains for materials like copper and lithium must grow exponentially to meet the 2035 EV goals. Mining Mining, especially overseas, raises concerns about environmental and ethical practices. Those considerations are essential as we make the shift to electric transportation. Transparency in the Supply Chain Many pieces get hidden from the average consumer within the supply chain for energy and transportation. With both gasoline for cars and the materials used in the batteries of electric vehicles, transparency remains a challenge. We need better labeling and reporting to know where our products come from, because that awareness allows us to make informed choices, not only for environmental reasons but also to support ethical and responsible sourcing. Public Transportation The lack of robust public transportation networks, especially in the Midwest and Southeastern United States, forces many to rely on personal vehicles. However, expanding and improving public transportation could significantly reduce congestion, pollution, and the need for massive parking lots in urban areas. Achieving a well-balanced transportation system that combines individual and public options remains a challenge yet to be overcome. Walkable Cities The issues with transportation issue also extend to city planning and the use of land. Deciding whether we want to continue sacrificing valuable space for parking lots or promote walkable cities that will reduce our reliance on cars is a balancing act, and the choices we make today will have consequences for future generations. This complexity highlights the need for thoughtful, integrated solutions, considering the environment, society, and economics. Maintaining Existing Infrastructure We often rush into building new infrastructure before adequately maintaining existing systems. We must prioritize maintenance and repair to ensure the longevity of our transportation networks and reduce costs and environmental impact in the long run. In essence, addressing the wicked problem of transportation requires a multifaceted approach, incorporating sustainability, ethical considerations, and urban planning for a better future. Maintenance in Transportation Maintenance for transportation still tends to get overlooked in the planning process, leaving far-reaching implications. It is easier to secure funds for capital budgets than to get funding for ongoing operational expenses. Capital expenditures have the allure of job creation and development, making them more appealing to budget approvers. Unfortunately, maintenance often falls by the wayside despite its critical role in preserving and extending the life of our transportation systems. Unforeseen Consequences The bias towards capital expenditure, driven by political and economic factors, is concerning. When creating impressive new structures gets prioritized, it is easy to lose sight of the need to maintain existing systems. The consequences of this negligence are evident on the roads. A simple blowout caused by the poor condition of a road can lead to severe consequences, from inconvenience to accidents and increased healthcare costs. That is a stark reminder of the vital role of maintenance in ensuring our safety and well-being. Extreme Weather and Infrastructure Challenges Many regions, like St. Louis and Oklahoma City, face extreme weather conditions that wreak havoc on their transportation infrastructure. Asphalts expand and contract under temperature ...
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    30 mins
  • How to Pay for Better Homes with Kerry Langley and HomeBuck$

    How to Pay for Better Homes with Kerry Langley and HomeBuck$
    Sep 27 2023
    It is hard to talk about how our homes impact our health, well-being, and climate when so many people still struggle to afford the cost of buying their own homes. Today, I bring you a solution cultivated by Kerry Langley, an industry colleague I have known for quite some time. I'm Marla, the Green Home Coach, and I invite you to lean in and pay attention as you discover how his financial modeling tools and software can help you unlock the doors to a brighter financial future and lead you to the home you deserve! I am so excited to have Kerry share his insights today! They will allow you to approach your housing journey with a fresh perspective and attain outcomes you may never have thought possible. Getting to know Kerry Kerry Langley is a financial math enthusiast. With a career spanning 38 years in mortgage banking, he used to cater to millionaires with complex financial dealings. However, the 2008 recession took him from thriving to struggling and led him to re-evaluate his approach. After talking to a friend who worked at Merrill Lynch, he felt inspired to explore opportunities that could benefit a broader audience. So he transitioned to high-performance homes and green buildings, even though he had limited knowledge about green and energy-efficient concepts. Making Green Living Financially Accessible Kerry began a mission to make sustainable, green living financially accessible. He partnered with various organizations to create EarthCraft House, a certification program promoting green homes. That endeavor led to the development of his green mortgage software, Home Bucks, to help consumers identify ways to improve their homes, enhance energy efficiency, and reduce the total cost of ownership. Creating Home Bucks Even though he lacked experience in software development, Kerry still embarked on developing a software tool. The result was a groundbreaking tool called TCO (Total Cost of Ownership), which he later trademarked under the name Home Bucks. This innovative tool aims to empower consumers to live in homes that may seem out of their budget range by optimizing financial aspects. Making Green Choices affordable Through Home Bucks, Kerry demonstrated how buyers could incorporate items like solar panels into their mortgage, lower their interest rates, and ultimately reduce their total cost of ownership without straining their initial budget. His practical approach dismantled the misconception that sustainable living was financially out of reach and reinforced the idea that green choices could, in fact, be affordable. The EarthCraft House Certification Program After being approached by the Atlanta Home Builders Association and the Southface Institute, Kerry partnered with them to develop a green mortgage and got involved with the EarthCraft House certification program. Enhancing Energy Efficiency Kerry's approach to green homes includes the integration of solar panels, improvements in insulation, installation of energy-efficient appliances, and upgrades to windows. He aims to demonstrate that achieving sustainability and energy efficiency does not necessarily come with a higher price tag. Addressing Misconceptions About Green Homes One of the challenges Kerry encounters is the prevailing misconception that green homes are expensive and unattainable. Through his meticulous financial modeling and calculations, he debunks that myth. Creating Long-Term Wealth Kerry helps his clients make informed decisions about their homes, which is their most significant investment. He firmly believes that with careful consideration and a comprehensive understanding of the financial aspects, individuals can build long-term, multi-generational wealth through homeownership. His approach also involves smart financial planning. The Importance of Thoughtful Home Buying Kerry emphasizes the importance of thoughtful consideration when buying a home. He points out that people often spend significant time and effort choosing appliances or home decor, yet they fail to pay the same attention when buying a home. Indoor Air Quality Matters Indoor air quality frequently gets overlooked unless health issues arise. However, as families grow and parents become more concerned about the health of their loved ones, questions about indoor air quality, chemicals, and other factors come to the forefront. Empowering Families Young families, in particular, are challenged in the current housing market due to rising home costs. Kerry believes that by optimizing their budget and considering energy-efficient options, families can make more informed decisions and create a better living space for their loved ones. Maximizing Resources Starting a family tends to trigger a shift in priorities, so parents are more inclined to question the safety of chemicals in the home, off-gassing from cabinets, and other potential hazards. Aware of the lack of resources and guidance for addressing those concerns, Kerry ...
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    31 mins
  • ESG - Building Real Value or Political Lightning Rod with Tony Pratte

    ESG - Building Real Value or Political Lightning Rod with Tony Pratte
    Aug 23 2023
    In a world of evolving priorities and rapidly changing investment landscapes, three letters have ignited discussions that resonate far beyond the financial realm: ESG. Environmental, Social, and Governance is a trifecta of influence shaping how businesses get scrutinized, evaluated, and ultimately endorsed. ESG has grown into a juggernaut of consideration, designed ostensibly to gauge a company's commitment to the planet, its people, and its principles. However, as the spotlight has intensified, so have the debates surrounding its genuine impact. I'm Marla, the Green Home Coach, here to guide you in navigating the labyrinth of ESG with fresh insight and an open mind! I am delighted to have Tony Pratte of the Sound Room, join me to share his viewpoint as we discuss ESG and unravel its meaning. The Meaning and Impact of ESG ESG is not just a buzzword but a framework that evaluates how a company performs in areas beyond financial metrics. ESG is a lens through which companies get scrutinized for their environmental practices, social responsibility, and corporate governance. It is significant for investors seeking to align their portfolios with ethical and sustainable values. However, much complexity and subjectivity are still involved in measuring those factors accurately. Navigating the Challenges The challenges inherent in implementing ESG criteria include the potential pitfall of greenwashing, where companies manipulate or exaggerate their ESG efforts to appear more environmentally and socially conscious than they are. The lack of standardized reporting and varying interpretations of ESG metrics can make it difficult for investors to make informed decisions. Furthermore, the skepticism that ESG can evoke makes one wonder whether some corporations genuinely embrace these principles or are merely jumping on the bandwagon. Balancing Profit and Purpose Balancing profit with purpose is a central theme when addressing the tension between financial success and ESG commitments because companies can indeed be both financially successful and socially responsible, and companies with strong ESG practices often have a competitive edge, attracting consumers, investors, and even talented employees who align with their values. A Paradigm Shift in Business ESG considerations drive companies to adopt sustainable practices, create social impact, and enhance governance structures. There are many real-world examples of companies embracing ESG principles and reaping benefits like reputation, customer loyalty, and innovation. ESG has catalyzed a shift towards purpose-driven business models, redefining success beyond monetary gains. ESG on a Personal Level Individuals can contribute to the ESG movement in their personal lives with conscious consumption, ethical investment choices, and supporting companies aligned with their values. Education and awareness are essential to inform consumers because informed consumers can drive demand for responsible products and services. We need to understand that ESG is not solely a corporate endeavor. It is a collective effort that begins with small, intentional actions. A Call to Embrace the Potential of ESG The potential of ESG is crucial for positive change. Despite its complexities and controversies, ESG allows for a more sustainable and equitable future. So it is essential to engage with ESG discussions, ask critical questions, and support companies genuinely committed to making a difference. Diverse Board Composition and Qualifications When examining the composition of a company board concerning ESG, some instances prompt the consideration of whether the lack of banking expertise could impact board decisions. That raises questions about the percentage of board members with banking experience and the potential implications for decision-making. Risk Management and Consequences Tony points out a scenario where poor risk management led to the approval of loans that could not get repaid, exposing an oversight in the ESG efforts of the company. That highlights the importance of evaluating the actual practices and consequences linked to ESG strategies because potential unintended outcomes can arise, even with well-intentioned ESG initiatives. Direct and Indirect Links in ESG Impact Various indirect links and unintended consequences could emerge when exploring the nuanced connections between ESG and outcomes. Those unintended consequences can arise when companies prioritize meeting ESG criteria over qualifications or expertise. That underscores the complexity of measuring the impact of ESG and how different motivations behind ESG integration can lead to contrasting outcomes. ESG and Energy Policy Considerations ESG discussions often intersect with debates about fossil fuels and renewable energy. That is why we need comprehensive energy policies to consider environmental and economic factors. ESG and Green Building Integration Certified green buildings ...
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    30 mins
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