Equity vs. Cash Flow – What Matters More Right Now? cover art

Equity vs. Cash Flow – What Matters More Right Now?

Equity vs. Cash Flow – What Matters More Right Now?

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Would you rather have money in your pocket—or locked inside your walls?


In this episode, Savannah Dunn and Glynn Crutsinger break down the real difference between equity and cash flow, and why focusing on just one can cost you in the long run. From accidental landlords to recent buyers facing tough market conditions, they explain how renting, holding, or selling can each be the right move—depending on your timeline, goals, and financial reality. The takeaway? Real estate wins are built with strategy, patience, and the right conversations first.

Contact:

Savannah:

https://app.elify.com/vbc/hzdm5karnn

Glynn:

https://www.rpmonesource.com/

Key Takeaways
  • Cash flow vs. equity isn't an either/or decision — smart real estate choices look at the full picture, not just monthly profit.

  • Four pillars matter: cash flow, depreciation (tax benefits), appreciation (market growth), and amortization (tenants paying down your loan).

  • Time is your ally in real estate — equity and appreciation typically require years, not months, to truly pay off.

  • Renting can be a strategic pause — especially for homeowners who bought near the market peak or would lose money selling today.

  • Equity creates options — from cash-out refinancing to renting a paid-off home to fund your next move.

  • A small monthly loss can beat a big one-day hit — leasing may soften the financial blow compared to selling at a loss.

  • Professional guidance matters — agents, property managers, and CPAs help uncover tax benefits and long-term upside many owners overlook.

Recorded at the Blue Mic Studios podcast production company:

https://www.bluemicstudios.com/

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