Episode 7 - Insurance
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About this listen
Join me, Liam Scott, on Episode 7 of the SRM Stay Safe Podcast - TBT specials, as we delve into the crucial world of insurance for contractors. Many self-employed tradespeople mistakenly believe they're covered by the main contractor's policies, leaving them vulnerable to financial risks. In this episode, I discuss why having the right insurance is essential, including public liability, employer's liability, personal accident, income protection, and professional indemnity insurance. I also highlight the dangers of working outside your qualifications, as insurers won't cover untrained work. Before stepping onto a site, ensure your coverage is adequate and confirmed with the main contractor. A simple check could save you from costly consequences. Tune in to learn how to protect yourself and your business from unexpected setbacks. Stay informed, stay covered, and stay safe.
Chapters- (00:00:00) - Workers' Insurance
- (00:02:14) - Risks of working without proper training
- (00:03:37) - Insurance