Unpacking the mysteries of credit scores, CPA financial planner and money coach Kelley Long reveals the truth behind those three-digit numbers that can have such an impact on our financial lives. This episode explores common misconceptions, practical strategies, and insider insights about credit reporting that every listener should know.

Discover how credit scores really work, what factors truly matter, and how to navigate the complex world of financial reporting. Kelley breaks down the system in a way that's both informative and actionable.

This episode offers valuable perspectives that could transform your approach to personal finance, including answering the questions:

• Why did my credit score drop when I paid off a debt and should I be worried?
• What should I do with a credit card once I've paid it off? Shouldn't I keep a balance on it for the best score?
• What's the best way to build a long credit history that keeps my credit score up but also serves my financial wellness?
• Should I be worried about the drop to my credit score from the hard inquiry of opening a balance transfer card?
• And more

Tune in to gain the knowledge that could save you money and stress.

Resources mentioned in this episode:

• www.annualcreditreport.com
• FICO Score versions