Are you filing your taxes… or planning them? 👀
In this episode of The Elevate Podcast, Reginald & Ebony Clark break down the real difference between tax prep and tax planning — and why the latter can help you keep more of your hard-earned money in 2025 and beyond.

From maximizing your retirement and HSA contributions to hiring your kids, leveraging real estate, and using smart timing strategies, these 20 proven tax moves can help you reduce your tax bill and build long-term wealth.

💡 In this episode, you’ll learn:

• The #1 mindset shift between tax prep and tax planning
• 2025 contribution limits for 401(k), IRA, and HSA accounts
• How to legally reduce your tax liability as a business owner
• Strategies for real estate investors and legacy builders
• Why now is the time to consider Roth conversions before tax rates rise

Whether you’re a W-2 employee, entrepreneur, or investor, this episode will help you approach tax season strategically — not stressfully.

Talking about what happens after we’re gone isn’t easy — but it’s one of the most important conversations you’ll ever have. In this powerful episode of Elevate: From Burnout to Bliss, Reginald and Ebony Clark tackle estate planning head-on, helping families navigate the emotional and financial realities of preparing for the future.

They break down what probate really is — and how to avoid it. You’ll learn how a will can trigger probate, while the right trust can keep your home and assets protected and out of court. Ebony also explains how trusts are taxed, while Reginald walks through strategies parents can use to keep their property in the family.

The hosts also unpack the difference between Medicare and Medicaid, what “spending down” means for long-term care eligibility, and how families can plan ahead without losing what they’ve worked hard to build.

Whether you’re helping your parents organize their estate or putting your own plan in place, this episode will give you the clarity, language, and tools to start the talk that changes everything.

🎯 Key Takeaways:

• What probate is and why families should avoid it
• How a will differs from a trust — and which option fits your family
• Steps to keep a home or property out of probate
• Taxation of trusts and how to plan smartly
• Understanding Medicaid vs. Medicare and the “spend down” rules
• How to start the estate planning conversation with your parents

🎧 Episode 10 – “Opportunity in Disruption: What Smart Entrepreneurs and Investors See in a Shutdown”

In this powerful episode of Elevate: From Burnout to Bliss, Reginald and Ebony Clark unpack how moments of crisis — like the recent government shutdown — can reveal hidden opportunities for entrepreneurs, investors, and professionals ready to pivot.

While headlines focus on uncertainty and loss, the Clarks challenge listeners to adopt a different perspective: disruption often breeds innovation. They explore how government slowdowns create new market gaps, shift consumer behavior, and open doors for those willing to move strategically instead of emotionally.

From filling service gaps in local communities to investing in undervalued sectors, this episode highlights real-world ways business owners can turn instability into growth. The conversation blends financial insight with mindset coaching, emphasizing that adaptability and foresight are the true currencies of success.

Key Themes:

• How government shutdowns expose unmet needs and create entrepreneurial opportunities.
• The importance of staying proactive while others pause or panic.
• Identifying emerging markets in technology, community services, and small business support.
• Building financial resilience and positioning for the economic rebound.

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Listen to discover how to transform uncertainty into opportunity — and how to thrive when others stand still.