EP. 1614 – Your Next Deposit Without Saving a Dollar? Let’s Talk Equity
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EP. 1614 – Your Next Deposit Without Saving a Dollar? Let’s Talk Equity
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About this listen
Buying property isn’t just about your deposit anymore — it’s about your wage-to-loan ratio too.
💰 Banks are lending around 5–6x your income.
So earning $80K and trying to buy a $2M home? The numbers won’t stack up.
What we’re seeing:
• First-home buyers using family guarantees
• Leveraging rental income to increase borrowing power
• Living at home to avoid rising rent
• Building equity through smart first investments
The key?
👉 Understand your borrowing capacity
👉 Map out your next 5 steps
👉 Take action
It’s achievable — but only with the right strategy.
#PropertyMarket #FirstHomeBuyer #InvestmentProperty #FinancialFreedom
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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.