E29: Rebecca McLean: Bridge the Gap: The Reg CF Revolution for Everyday Investors cover art

E29: Rebecca McLean: Bridge the Gap: The Reg CF Revolution for Everyday Investors

E29: Rebecca McLean: Bridge the Gap: The Reg CF Revolution for Everyday Investors

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Mary sits down with Rebecca McLean to unpack how the JOBS Act and Regulation Crowdfunding (Reg CF) opened a new lane for everyday investors and community focused entrepreneurs to fund real estate; legally, transparently, and at scale. Rebecca traces National REIA's 40-year mission to promote, protect, and educate the industry, including advocacy that helped unlock today's crowdfunding rules. They dig into attainable housing, revitalizing blocks "one address at a time," and why local collaboration + policy + partnerships matter just as much as capital. From accredited vs. non-accredited realities to Reg D vs. Reg CF, from rehabs and rentals to syndications and the role of REIA groups in education and support, this episode is a practical roadmap for raising community-first capital and doing deals that actually move neighborhoods forward. Key Takeaways: • Why Reg CF matters: It took the JOBS Act (2012) and SEC rulemaking (2016) to enable compliant crowdfunding, discoverability, and open solicitation,finally making smaller, local deals visible. • Community is the edge: Local knowledge + national networks = smarter underwriting, better comps, and safer deals especially in neighborhoods banks won't touch. • Attainable > "affordable": Small investors can deliver workforce/attainable housing via rehab and value-add where large builders can't pencil starter homes. • Education & protection: National REIA's 120+ local groups provide training, legislative updates, due-diligence checklists, cost-saving benefits, and partnerships with community entities. • Build wealth on purpose: Flips create income; holds and syndications build durable wealth. "Do a couple rehabs, hold one" beats buying yourself another job. • Cycles are coming: Many new investors have only seen "up." Community experience and disciplined capital stacks help you survive the next blip. • Action > anxiety: "Just do it but not blindly." Use community, education, and compliant platforms to navigate the regulated process. Chapters: • 00:00 – Intro: Meet Rebecca McLean & National REIA at 40 • 01:32 – The JOBS Act, Reg CF & opening the door for small investors • 02:41 – Advocacy journey: from Reg D limitations to true democratization • 08:21 – Why community-first crowdfunding works in real estate • 09:14 – "Building Better Communities": block-by-block revitalization • 12:27 – Purpose-driven deals: teachers, veterans, sober living & stability • 15:38 – Education that sticks: local REIAs, data, and due diligence • 18:13 – Attainable housing vs. new-build economics; cost controls & benefits • 22:34 – From first flip to syndications: real success paths • 26:10 – Closing the wealth gap: why Planet Wealth leans into real estate • 27:35 – Policy + partnerships + local wisdom: the other half of capital • 29:49 – The power of diverse roles on a deal team (and on-the-ground intel) • 30:46 – Market cycles: why community experience keeps you steady • 33:19 – Final advice: "Just do it, get educated and plug into community" Resources Mentioned: • National REIA: 120+ local investor associations; training, benefits, legislative updates, market data, and best practices • Topics: JOBS Act (2012), SEC rulemaking (2016), Reg CF vs. Reg D, accredited vs. non-accredited investors, community revitalization, attainable housing, syndications, due diligence, cost-saving vendor programs Connect with Rebecca / National REIA: • Search "National REIA Rebecca McLean" to find the national site and your nearest local group. Explore Planet Wealth: Learn how compliant Reg CF raises help community-first real estate projects get funded: planetwealth.com Instagram | TikTok | Facebook | LinkedIn | YouTube
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