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At 21, Cedric Pharand sold everything.

Ditched his girlfriend.

Left his family.

Bought a one-way ticket to the Philippines.

Why?

"Fixed costs were preventing my freedom of movement."

Now at 29?

He runs a multi-million dollar digital agency.

25 employees across the globe.

Works 12-hour days, 6 days a week.

Multiple properties in Dubai.

And he still doesn't know where to invest his cash.

Crazy, right?

This guy built an empire from scratch

→ started hustling at 14 on eBay

→ worked his way from zero to millions.

But watching his hard-earned $400K drop to $75K in crypto?

That trauma stuck.

Here's what hit me hardest about Cedric's story:

His dad built their family home at 21.

Worked the same job for 35 years.

Never bought a new car.

Counted every dollar with his mom at the kitchen table.

Cedric watched it all.

The responsibility. The sacrifice. The limitations.

And he decided: I'm doing the opposite.

No stability. No safety net. No "wait and see."

Just → move fast, take risks, build empire.

In this raw BOLD episode, we dig into:

💥 Why he dropped out of college and his dad finally accepted it

💥 The $400K crypto mistake that still haunts him (and why he won't invest now)

💥 Working 12-hour days for 10 years straight → was it worth it?

💥 What he sacrificed to get here (spoiler: almost everything)

💥 Why Dubai feels sterile and fake → even when you're winning

💥 The shift from "heads down grinding" to "connections build empires"

Cedric doesn't compartmentalize life.

Business. Money. Freedom. Family. Girlfriend.

It's all one game.

And he's playing to win.

Learn more about Cedric:

LinkedIn: https://www.linkedin.com/in/cedric-pharand?originalSubdomain=ae

Web Tonic: https://www.webtonic.io/en

Disclaimer:

The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such.

Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal.

Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions.

While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.