The power of faith, fresh starts, and financial strategy takes center stage in this episode of Dr. Sev Talks Money. Together, my guest, Denise Sarkor, and I dive into bold moves, second chances, and building lasting legacies, especially for women 40 and over.

We cover:✨ How faith influences financial decisions and career pivots✨ Why entrepreneurship is a powerful wealth-building tool for women and marginalized communities✨ The quiet mindset blocks that keep us stuck—even when the resources are available✨ What legacy really means when you're starting later in life✨ Why community, collaboration, and clarity are essential for lasting wealth

My guest, Denise Sarkor, is the Principal & Private Wealth Advisor at Sarkor Financial Advisors, a fee-only financial planning and investment firm. With over 20 years of experience across financial services, business strategy, and human development, she advises community leaders, executives, and small business owners on building personalized financial plans, portfolios, estates, and philanthropic strategies.

In addition to leading her firm, Denise serves as Lead Business Acquisition Advisor for the New Majority Capital Foundation and as a Business Growth Advisor with the Goldman Sachs 10,000 Small Businesses program in collaboration with Babson College. Her career includes roles at Goldman Sachs, the World Bank, Merrill Lynch, and BNY Mellon Wealth Management.

A graduate of the Wharton School and Columbia University, Denise holds multiple certifications, including CEPA®, CAP®, and Advisor For Women™, and is deeply committed to helping underestimated communities build lasting financial legacies.

Learn more: denisesarkor.com | sarkorfinancialadvisors.com

Disclaimer: No direct financial advice is provided in this episode. Sarkor Financial Advisors LLC (“Sarkor Financial”) is a registered investment advisor offering advisory services in the State of Georgia, the State of New Jersey, and other jurisdictions where exempt nationwide. Registration does not imply a certain level of skill or training.

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Ever feel like you're too old to start over? In this episode, Linda Murray Bullard shares how losing her job at 53 helped her rewrite her story, find her voice, heal generational trauma, and create a life she truly loves.

We talk about healing family patterns, starting over, setting new boundaries, shifting our mindset, and creating a business that aligns with who we are. Whether you’re feeling stuck or ready for a change, this episode will remind you, it’s not too late to build the life you want.

Linda, also known as The Business Plug, is an author, international speaker, and business strategist who helps people turn their life experiences into power moves, whether that’s writing a book, building a business, or rediscovering their purpose. Through her work, she empowers audiences to reconnect with their dreams and create the lives they were meant to live

Contact Linda here: https://GetTheBusiness.org

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

There are emotions behind our money decisions. Understanding them could help us heal from money shame. Money is not just math. It’s feelings, habits, and stories.

In this episode, Dr. Khalya Hopkins shares how she paid off debt twice—first as a young single mom and later while helping her daughter through college and earning her doctorate. We discuss money shame, money dysmorphia, and how our values manifest in our spending.

You’ll hear simple, real steps to start today, like using tax refunds wisely, fighting lifestyle creep, and choosing small wins to build momentum.

You’ll learn:

What money shame looks like in daily life

How “money dysmorphia” can lead to overspending or strict scarcity

Ways to align your budget with your values

Small first steps to tackle debt (snowball or highest-interest—pick what you’ll stick with)

How honest talks with friends can lower shame and boost support

If this resonated with you, share it with a friend who needs some encouragement today.

Connect with Dr. Khalya here:

Black Women Be Knowing Podcast: https://open.spotify.com/show/7Cej3Gqj88zGWH9uAKqs4Q?si=e0cd630844674f07

Instagram: https://www.instagram.com/blackwomenbeknowing/

LinkedIn: https://www.linkedin.com/in/dr-khalya-hopkins-58b937149/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/