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Dollars In The Dirt

Dollars In The Dirt

By: Seasoned Finance
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About this listen

 Welcome to Dollars in the Dirt with Brecken Curtis, the no-BS podcast for Australian farmers and graziers who want to grow their operations and build real wealth. Hosted by Brecken Curtis, Award Winning Agricultural Finance Broker, this podcast breaks down farm loans, property finance, and agribusiness lending strategies that actually work. From rural property loans to cattle station finance, you'll get straight answers on agricultural finance without the jargon. Each episode delivers practical insights on farm expansion, loan structuring, and navigating the finance challenges facing beef producers and graziers across regional Australia. If you're a rural grazier looking to secure more favourable loan conditions for your next expansion, this podcast is a game changer.Copyright 2026 Seasoned Finance
Episodes
  • #001 - 6 Brutal Reasons Why The Bank Rejects Your Loans

    #001 - 6 Brutal Reasons Why The Bank Rejects Your Loans
    Feb 1 2026

    Banks don’t reject good farmers, they reject bad paperwork, unclear plans, and structures that work against you. In this first episode of Dollars In The Dirt, your host Brecken reveals the 6 brutal truths behind why 73% of farm loan applications get rejected… and how to be in the 27% who secure approvals.

    You’ll discover:

    ◼️ Why messy financials kill your chances

    ◼️ How unclear goals make banks walk away

    ◼️ The hidden impact of poor business structures

    ◼️ Why timing and preparation matter more than you think

    ◼️ How to present your farm like a professional operation

    ◼️ Why banks don’t understand ag businesses without clear articulation

    Timestamps:

    00:00:00 Introduction

    00:00:31 - The Real Reasons Banks Reject Loans

    00:01:03 - Messy Paperwork

    00:02:05 - Accurate Financials

    00:02:26 - Livestock Numbers

    00:02:57 - BAS and Cashflow

    00:03:29 - Property Values

    00:04:01 - Being Organized

    00:04:43 - Clear Business Goals

    00:05:58 - Business Structure

    00:07:01 - Tax and Succession Planning

    00:08:28 - Asking the Bank to Solve Problems

    00:09:28 - No Clear Proposal

    00:11:13 - Timing and Opportunities

    00:11:55 - Bank Understanding of Your Business


    Follow Brecken Curtis:

    Instagram: https://www.instagram.com/breckenfinancebroker/?hl=en

    Facebook: https://www.facebook.com/people/Brecken-Curtis/61575665536876/

    TikTok: https://www.tiktok.com/@brecken_curtis

    LinkedIn: https://www.linkedin.com/in/brecken-curtis-5b220161/

    Seasoned Finance: https://seasonedfinance.com.au
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    16 mins
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