Mortgage Mike Helps | Do Fed Rate Cuts Mean Lower Mortgage Rates?

Link to YouTube Video Episode: https://youtu.be/sjpW1UM2ncU

Confused about why mortgage rates aren't dropping even though the Federal Reserve is cutting rates? You're not alone.​

In this insightful video, mortgage experts Brendan and Mike Riley delve into the reasons behind the disconnect between the Federal Reserve's rate cuts and mortgage rates. They explain that while the Fed influences short-term interest rates, mortgage rates are more closely tied to long-term factors like the 10-year Treasury yield and inflation expectations. Understanding this distinction is crucial for homebuyers and real estate professionals navigating the current market.​

For more expert mortgage tips, visit mortgagemikehelps.com

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00:00 – Introduction by Brendan and Mike Riley
00:04 – Common misconceptions about Fed rate cuts
00:18 – Clarifying the Fed's influence on short-term vs. long-term rates
00:40 – Factors influencing mortgage rates beyond the Fed
01:02 – Market expectations and their impact on mortgage rates
01:48 – The inverse relationship between Fed actions and mortgage rates
02:08 – Inflation concerns and lender perspectives
02:34 – Implications for homebuyers and real estate professionals
03:38 – Conclusion and key takeaways​

Stay informed and make smarter decisions in today's housing market.
📧 Email Us: mike.riley@supremelending.com


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