In this episode of The Financial Huddle, Ryan, Ed, and Brian break down one of the most talked-about new pieces of legislation - The One Big Beautiful Bill. There's been a lot of noise about "tax-free" Social Security, overtime, and tips, but what's actually true?

The team cuts through the misinformation and explains exactly:

- What the new deductions mean for tips, overtime pay, and seniors.

- Why none of these are truly "tax-free" (and how the math really works)

- How long these changes last - and why they expire in 2028

- What this means for your retirement income and planning strategy

- How to use these temporary tax advantages to strengthen your long-term financial plan

They also hit on how these deductions affect standard and senior filings, the real impact on your federal taxes (not state or FICA), and why now's the time to talk with a qualified CPA before 2028 hits.

Stay tuned for Part 2, where we break down the "permanent" tax brackets, SALT caps, and more key changes hidden in the bill.

Listen now and get clarity - not noise - on how this legislation actually affects your wallet.

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Disclosure: Information contained in this podcast is for entertainment and informational purposes only, and should not be considered as financial advice. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Keystone Financial Group and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.