December 29th, 2025 cover art

December 29th, 2025

December 29th, 2025

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Topics covered this morning:

  • Mortgage rates remain stable with the 30-year fixed around ~6.18%, influenced by bond market dynamics.
  • Home values in some metros, like Miami, are declining — but equity remains for long-term holders.
  • 2026 housing outlook shows affordability still constrained, though modest improvement may occur.
  • Mortgage rate forecasts suggest only small shifts early next year — not dramatic breaks.
  • Secondary market commentary suggests quiet bond sessions but rising repurchases and warehouse moves.
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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.