Debbie Roberts: Restructure your mortgage cover art

Debbie Roberts: Restructure your mortgage

Debbie Roberts: Restructure your mortgage

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The Reserve Bank has dropped the OCR by another 25 basis points this week, putting it at 3.50%.

Many homeowners would have rushed to refix or float while waiting for the announcement in December, but at what point is it worth breaking your mortgage for a lower rate?

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