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Credit Repair Matrix

Credit Repair Matrix

By: Author Adidas Wilson
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 “Welcome to the Credit Repair Matrix, hosted by Author Adidas Wilson. With over 20 years of experience, Adidas brings expert insights to personal credit repair and business credit building. This blog and podcast are your go-to resources for practical advice, proven strategies, and empowering knowledge to take control of your financial future.”Copyright Author Adidas Wilson
Episodes
  • What are the Different Ranges of Credit Scores?

    What are the Different Ranges of Credit Scores?
    Oct 13 2025
    The source provides an extensive overview of credit scores, explaining that this three-digit number, most commonly the FICO Score, is a crucial measure of an individual's creditworthiness used by lenders and other entities. It meticulously details the FICO credit score ranges, classifying scores from "Poor" (300–579) up to "Exceptional" (800–850), and outlining the specific financial implications and necessary improvement strategies for each category. Furthermore, the episode contrasts FICO with the VantageScore model, while identifying the key factors that influence scores, such as payment history (35%) and credit utilization (30%). Ultimately, the source emphasizes that understanding these score ranges is vital, as they directly impact access to loans, interest rates, housing opportunities, and overall financial flexibility.
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    53 mins
  • How to Start Business Credit with an EIN

    How to Start Business Credit with an EIN
    Oct 8 2025
    The source provides a comprehensive guide on building business credit using an Employer Identification Number (EIN), emphasizing the importance of separating business and personal finances. It outlines a nine-step process, beginning with obtaining an EIN and legally setting up the business, followed by opening a business bank account and registering with major business credit bureaus like Dun & Bradstreet. Key actions for establishing a credit profile include securing trade lines with vendors that report payment activity and responsibly using a business credit card, while also stressing that timely payments and regularly monitoring credit reports are crucial for maintaining a strong score and accessing future financing.
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    33 mins
  • How to Dispute Errors on Your Credit Report

    How to Dispute Errors on Your Credit Report
    Oct 2 2025
    The source provides an extensive guide on credit reports, focusing on the crucial processes of disputing errors and subsequently improving one's credit score. It details what a credit report is, outlines the seven-step procedure for filing disputes with credit bureaus and furnishers under the Fair Credit Reporting Act (FCRA), and stresses the importance of documentation and follow-up. Furthermore, the episode offers actionable strategies for credit score improvement, advising readers on methods such as maintaining low credit utilization, ensuring timely payments, limiting new credit inquiries, and leveraging tools like secured cards. Ultimately, the guide emphasizes that proactive monitoring and consistent positive financial habits are key to long-term financial health and better lending opportunities.

    https://tradersuggest.com/how-to-dispute-errors-on-your-credit-report/
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    30 mins
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