In this episode, Ali Zane, CEO of IMAX Credit Repair, tackles one of the toughest credit challenges: removing mortgage late payments from your credit report.

He breaks down:

• Why a single mortgage late can tank your score by 100+ points

• How lenders treat mortgage lates more seriously than credit card or auto lates

• The hidden consequences: loan denials, higher interest rates, and limited refinancing options

• Why standard goodwill letters often fail under today’s stricter lending environment

• The DSEL Method, IMAX’s proven 20-year strategy for disputing and removing damaging late mortgage payments

https://www.imaxcredit.com/how-to-remove-a-mortgage-late-payment-from-credit-reports/?utm_source=podcast&utm_medium=audio&utm_campaign=mortgage_late_payments

Whether you’re trying to buy a new home, refinance, or simply protect your credit profile, this episode explains the exact risks—and the step-by-step process to fight back.

For listeners who want to see the full flowchart of the DSEL Method and dive deeper, visit the IMAX Credit Repair blog:

In this podcast episode, Ali Zane, CEO of IMAX Credit Repair, addresses a major concern for many people: removing 30 day lates from credit reports, and why taking action is crucial.

He explains:

• The damaging impact of late payments on your credit score (often dropping 60–80+ points)

• Consequences of inaction, like credit limit reductions, account closures, and higher mortgage rates

• Why creditors are now more resistant to goodwill removals due to federal regulations after the 2008 financial crisis

• A proven process called the DSEL Method — developed over 20 years — that IMAX uses to effectively tackle late payments

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  For those looking to understand the step-by-step flowchart of the DSEL method or read more, the episode points listeners to the IMAX Credit Repair blog:

  
  

  https://www.imaxcredit.com/how-to-remove-a-30-day-late-payment-from-the-credit-report/

  
  

  
  

Tired of aggressive collectors or inflated balances on your credit report?

In this episode, we’re breaking down exactly how to settle debts the right way — including collections and charge-offs — even for pennies on the dollar.

Backed by over 20 years of credit consulting experience at IMAX Credit Repair, we’ve helped thousands navigate settlements with: American Express, Midland Credit, CitiBank, Capital One, and more.

What You’ll Learn:

• The difference between charge-offs vs. collections
• Statute of limitations by state & how it gives you leverage-Settlement ranges based on debt size ($500–$20,000+)
• When and how to settle for 30% or less
• What happens if you’ve already been sued
• Which accounts can be deleted from your credit report
• A sample settlement call script that actually works
• Why you should avoid long-term payment plans
• We specialize in removing collections and negotiating lower settlements.

Schedule a free consultation: https://www.imaxcredit.com/consultation/