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Creator Conversations

Creator Conversations

By: Spencer Johnson
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About this listen

This podcast takes you inside the minds of top credit card and personal finance creators, exploring their strategies for success on YouTube and beyond. We’ll break down how to optimize credit card setups, maximize points and miles redemptions, build a brand in today’s creator economy, and more. Thanks for listening.Spencer Johnson
Episodes
  • How To MAXIMIZE Travel Credit Cards (w/ Chase Yokoyama)
    Jun 17 2025

    In this Creator Conversations episode, I sat down with Chase Yokoyama, one of the most thoughtful and experienced credit card creators on YouTube. We cover everything from his growth as a content creator to his credit card application strategy, favorite everyday cards, and the mindset behind building a long-term credit card setup. Chase also breaks down how he justifies high annual fee cards like the Amex Platinum and Hilton Aspire, why he’s team travel over cashback, and how he’s planning to use cards like the Charles Schwab Amex Platinum to potentially invest hundreds of thousands of points. If you’re interested in building a smarter credit card setup, justifying premium cards, or maximizing points for real travel value, this episode is for you!

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    1 hr and 30 mins
  • The BEST Ways To Redeem Credit Card Points (w/ JP Knowledge)
    May 13 2025

    In this Creator Conversations episode, I sat down with JP Knowledge, one of the most experienced points and miles experts on YouTube. We cover everything from his credit card journey to the smartest ways to redeem credit card points, book award travel, and evaluate premium travel cards like the Amex Platinum, Capital One Venture X, and Chase Sapphire Reserve. JP also shares his favorite underrated rewards programs, how he earns and uses hundreds of thousands of credit card points each year, and why he’s now focused on helping others maximize redemptions through his course, newsletter, and blog. If you’re interested in optimizing your credit card strategy, traveling for free, or just making smarter redemptions, this episode is for you!

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    1 hr and 28 mins
  • How To Build The BEST Credit Card Setup (w/ Stan The Credit Frog)
    Apr 16 2025

    In this Creator Conversations episode, I got to sit down with Stan The Credit Frog, a fellow credit card/personal finance YouTuber. We cover a wide range of topics such as how his core credit card setup has evolved from travel cards to cashback cards, how he decides when to cancel a card (even no annual fee ones), his honeymoon redemption using 1.5M points, how he plays the 2-player credit card game now that he’s married, and what’s next for his channel and business. I hope you find a ton of value in it!

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    1 hr and 28 mins

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