Join us for a truly inspiring conversation with Jennifer, who's redefining retirement on her own terms! We dive deep into her desire to retire sooner rather than later, ideally without a mortgage still in play, and how she's navigating the unpredictable market with confidence. Jennifer shares her vision for a leisure-filled life, complete with travel, daily exercise, home-cooked meals, and plenty of reading. You'll hear about her "practice retirement" weekends and the joy she finds in simple, nurtured moments. We also explore the emotional aspects of transitioning from a fulfilling career, the surprising financial realities of her robust savings, and why paying off the house isn't always the only answer. Get ready to challenge your own notions of retirement and discover how to design a life that truly brings you joy!

In this episode, we cover:

• Jennifer's vision for retirement and why she wants to retire as soon as feasible.
• The emotional journey of preparing for retirement and practicing leisure time.
• Jennifer's current travel budget and future travel aspirations.
• The dilemma of paying off a mortgage before retirement.
• Insights into Jennifer's financial situation and "the $14 million problem."
• Exploring phased retirement and reducing work hours.
• Strategies for accessing retirement funds before age 59 1/2, including 72T elections.
• The psychological shift from saving to spending in retirement.
• Considering long-term care and end-of-life planning.
• Optimizing investments and understanding Roth conversions.

Mentioned in this Episode:

- The Purpose Code by Jordan Grumet, MD

The Childfree Wealth Podcast, hosted by Bri Conn, CFP®, and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of Childfree individuals and couples.

Like the show? Leave us a rating & review!

If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com!

Join our newsletter HERE.
Schedule a meeting with a Childfree Wealth Specialist® HERE.

Instagram: @childfreewealth

Facebook: @childfreewealth

LinkedIn: @childfree-wealth

YouTube: @ChildfreeWealthPodcast

Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Ever feel like your passion is actually… burning you out? This week, we're diving deep into the often-unseen downsides of passion-driven work with licensed mental health therapist and entrepreneurial wellness specialist, Jennifer Gray. We explore how that fiery drive can unknowingly fuel overwork, blur your personal identity, and even make you blind to burnout.

Jennifer, who started her career in finance before realizing her true calling was in helping people build sustainable careers, shares her insights on why high-achievers often struggle with boundaries. We discuss how to recognize when your nervous system is dysregulated and practical steps to create "passion-free zones" that protect your well-being and fuel your creativity outside of work. If you've ever found yourself working at 3 AM because an idea popped into your head, this episode is for you!

Timestamps:

🔹00:43 - Jennifer's journey into therapy and working with entrepreneurs

🔹02:28 - Defining ambitious, high-achieving individuals

🔹04:28 - Why people seek therapy for burnout and unfulfillment

🔹06:34 - Recognizing the need for help and overcoming resistance

🔹13:48 - The hidden downsides of passion-driven work

🔹18:17 - Practical ways to set and enforce boundaries

🔹24:56 - Understanding nervous system dysregulation and its impact

🔹31:29 - The challenge of perfectionism and the "A student" mentality

🔹38:53 - The "worth it" test and navigating discomfort

🔹45:58 - Creating "passion-free zones" in a remote work world

Connect with Jennifer:

+ Jennifer Gray Counseling https://www.jennifergraycounseling.com/

+ Instagram https://www.instagram.com/jennifergraycounseling

+ LinkedIn https://www.linkedin.com/in/jennifergraylpc/

The Childfree Wealth Podcast, hosted by Bri Conn, CFP®, and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of Childfree individuals and couples.

Like the show? Leave us a rating & review!

If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com!

Join our newsletter HERE.
Schedule a meeting with a Childfree Wealth Specialist® HERE.

Instagram: @childfreewealth

Facebook: @childfreewealth

LinkedIn: @childfree-wealth

YouTube: @ChildfreeWealthPodcast

Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Ever dreamed of quitting your job but wondered, "How the heck do I actually do it?" This episode is for you! In the final episode of our “I’ll Make You Quit Your Job” series, we’re diving deep into the mechanics, finances, and structure needed to make that leap when you've decided it's time for a change. Bri and Dr. Jay discuss how much money you need to save before jumping ship, emphasizing the importance of an emergency fund and having a plan.

We explore different scenarios, from barely making ends meet to having a fully funded emergency fund, and discuss the often-overlooked aspects like potential pay delays when switching jobs. Plus, we get into the nitty-gritty of planning a "sabbatical" — Dr. Jay's ideal six-month plan for decompressing, soul-searching, and trying out new things before making your next big career move.

We also tackle the common fear of healthcare (spoiler: it doesn't have to trap you!) and even discuss how being laid off could surprisingly be a good thing. For couples, we cover the "gardener and the rose" approach to career changes, and for everyone, a crucial reminder to question everything—including where you live—to truly find happiness. Tune in to learn how to simplify your finances so your life can be amazing!

Timestamps:

🔹00:30 - How much money do you need to save before quitting your job?

🔹01:00 - The importance of an emergency fund and having something else lined up.

🔹03:00 - The ideal three to six-month plan for a career transition.

🔹03:30 - Jay's six-month sabbatical plan: decompress, discover, and try.

🔹07:45 - Using AI or a thinking partner for career exploration.

🔹11:40 - Navigating healthcare when changing jobs or taking a sabbatical.

🔹14:30 - The surprising benefits of a strategic layoff.

🔹19:00 - Questioning your location and lifestyle for greater happiness.

🔹24:50 - Timing your departure for bonuses or stock options.

🔹27:50 - Being prepared for your employer's reaction when you give notice.

Mentioned in this Episode:

🔹 I’ll Make You Quit Your Job Pt. 1 https://www.buzzsprout.com/2002436/episodes/17514288

🔹 I’ll Make You Quit Your Job Pt. 2 https://www.buzzsprout.com/2002436/episodes/17466054

🔹 The Gardener and the Rose https://childfreewealth.com/resources/gardener-rose/

🔹 The Gardener and the Rose with Heathe

The Childfree Wealth Podcast, hosted by Bri Conn, CFP®, and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of Childfree individuals and couples.

Like the show? Leave us a rating & review!

If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com!

Join our newsletter HERE.
Schedule a meeting with a Childfree Wealth Specialist® HERE.

Instagram: @childfreewealth

Facebook: @childfreewealth

LinkedIn: @childfree-wealth

YouTube: @ChildfreeWealthPodcast

Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.