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Cheques and Balances

Cheques and Balances

By: Cheques and Balances
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Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nzCheques and Balances Economics
Episodes
  • Will Passive Investment Crash The Stock Market? | Episode 417
    Dec 14 2025

    Passive investing has taken over - but what happens when nobody’s actually picking the stocks?In this episode, we unpack the explosive rise of passive investing, the growing concentration inside major indices like the S&P 500, and whether mechanical money flows into big tech could distort markets, create instability, or even open the door for active management to matter again.Next Steps: If you’ve got money invested or sitting on the sidelines and you’re unsure whether a passive, active, or blended approach makes sense for your goals, book a chat with the Lighthouse Wealth team and build a portfolio that’s actually designed for the long term.

    For more money tips follow us on:

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    The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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    19 mins
  • 3 Things to Know Before Buying an Investment Property ft. Matt Harris | Episode 416
    Dec 11 2025

    Buying your first investment property? Here are the three game-changing rules every investor needs to know before they make their move.


    In this episode, we break down exactly how to use your equity, why structuring your debt correctly matters, and the essential tax steps - from interest deductibility to chattel valuations and tidy accounting - that can make or break your investment success.


    Next steps: If you're ready to take the next step toward your first (or next) investment property, book a call with the Lighthouse team - we'll help you understand your equity, borrowing power, and the smartest way to structure your lending and tax.


    Boarder Income Rules


    For more money tips follow us on:

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    The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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    17 mins
  • Is NZ’s Property Market Unproductive? The Real Economic Impact | Episode 415
    Dec 9 2025

    Is NZ’s property market really unproductive — or is everyone getting it wrong?


    In this episode, we break down the real economic impact of New Zealand’s property sector - from its $50B GDP contribution and 235,000 jobs, to how domestic trade, construction, KiwiSaver investment, and smarter intensification strategies shape whether property truly helps or hinders national productivity.


    This episode is brought to you by ⁠Lighthouse Financial⁠ - your partner in financial freedom.


    For more money tips follow us on:

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    The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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    12 mins
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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.