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Cheques and Balances

Cheques and Balances

By: Cheques and Balances
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Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nzCheques and Balances Economics
Episodes
  • Retirement Crisis: NZ’s Ageing Population | Episode 356
    Jul 31 2025

    Nearly 1 in 4 Kiwis will be over 65 by 2050 - and that’s not just grey hairs, it’s an economic shake-up. In this episode, we break down what an ageing population means for New Zealand’s workforce, housing, retirement system, and future tax burden - and what needs to change before it's too late.


    Next Steps: Want to take control of your financial future? Join our next free webinar where we cover everything from buying your first home to preparing for retirement. Register here


    For more money tips follow us on:

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    The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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    16 mins
  • Step by Step Guide: How To Get Your First Mortgage | Episode 355
    Jul 29 2025

    Think getting your first mortgage is confusing? We break it all down - from KiwiSaver strategies and saving hacks to bank vs broker comparisons and how to boost your approval odds.

    We guide first home buyers through the entire mortgage process, including deposit options, gifting rules, pre-approval conditions, and common pitfalls - plus how to know if you're ready sooner than you think.


    Next Steps: need help figuring out your deposit or what banks will lend you? Talk to a Lighthouse mortgage advisor and find out what options are actually available to you .


    For more money tips follow us on:

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    The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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    18 mins
  • 4 Reasons Why You Won’t Retire At 65 | Episode 354
    Jul 27 2025

    Think you’re on track for retirement? Think again. We unpack the four biggest mistakes that are quietly derailing Kiwi retirement plans - from mortgage stress and poor financial habits to over-reliance on KiwiSaver and underestimating the true cost of retirement.

    Next Steps: Worried about whether you're financially ready for retirement? Chat to Lighthouse Wealth to build a financial plan that gives you confidence and control.


    For more money tips follow us on:

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    The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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    17 mins
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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.