Episodes

  • Bank of Canada CUTS Interest Rates - What This Means for YOU
    Mar 12 2025

    ▶️ Watch this episode on Youtube

    ***

    EPISODE DESCRIPTION

    In this episode, Tom & Brandon discuss the Bank of Canada announcement for March.

    📞 Book a Call with Brandon

    ***

    MORTGAGE INQUIRIES

    📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

    ***

    CONNECT

    📸 Connect on Instagram (Tom)

    📸 Connect on Instagram (Brandon)

    📸 Connect on Instagram (CMG)

    ***

    SAY THANKS

    🙏 Leave a review on Apple Podcasts

    🟢 Leave a rating on Spotify

    Show More Show Less
    15 mins
  • 24: Is Trudeau Secretly Creating ANOTHER Housing Tax?
    Jul 18 2024

    WATCH

    ▶️ Watch this episode on Youtube

    ***

    EPISODE DESCRIPTION

    In this episode, Brandon shines a light on some of the recent activity of Justin Trudeau and the Liberal party, what the implications mean for homeowners, and steps you can take to fight this.

    📞 Book a Call with Brandon

    ***

    MORTGAGE INQUIRIES

    📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

    ***

    CONNECT

    📸 Connect on Instagram (Tom)

    📸 Connect on Instagram (Brandon)

    📸 Connect on Instagram (CMG)

    ***

    SAY THANKS

    🙏 Leave a review on Apple Podcasts

    🟢 Leave a rating on Spotify

    ***

    Show More Show Less
    7 mins
  • 23: Interest Rates DECLINING in Canada - July Rate Update
    Jul 11 2024

    WATCH

    ▶️ Watch this episode on Youtube

    ***

    EPISODE DESCRIPTION

    In this episode, Tom & Brandon share today's rates, look at how the US is affecting the rates, and putting it together so it makes sense to the average Canadian.

    What was discussed: → The differences between fixed and variable rates, the bond market, and the overnight prime rate. → The impact of inflation, unemployment rate, and the upcoming US election. → 5 year term averages for different types of mortgages, insured mortgages, uninsured mortgages, fixed, and variable.

    ***

    MORTGAGE INQUIRIES

    📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

    ***

    CONNECT

    📸 Connect on Instagram (Tom)

    📸 Connect on Instagram (Brandon)

    📸 Connect on Instagram (CMG)

    ***

    SAY THANKS

    🙏 Leave a review on Apple Podcasts

    🟢 Leave a rating on Spotify

    ***

    Show More Show Less
    10 mins
  • 22: Interest Rates & Affordability TODAY vs. 2022 - Is It A Good Time To Buy?
    Jul 4 2024

    WATCH

    ▶️ Watch this episode on Youtube

    ***

    EPISODE DESCRIPTION

    In this episode, Tom breaks down the differences if you were to purchase a property from 2022 through to 2025 and beyond, and how interest rates and the stress test significantly affect your borrowing power.

    ***

    MORTGAGE INQUIRIES

    📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

    ***

    CONNECT

    📸 Connect on Instagram (Tom)

    📸 Connect on Instagram (Brandon)

    📸 Connect on Instagram (CMG)

    ***

    SAY THANKS

    🙏 Leave a review on Apple Podcasts

    🟢 Leave a rating on Spotify

    ***

    Show More Show Less
    6 mins
  • 20: No Downpayment? No Problem
    Jun 20 2024

    WATCH

    ▶️ Watch this episode on Youtube

    ***

    EPISODE DESCRIPTION

    In this episode, Brandon shares how you can use municipal downpayment programs to help get into the housing market. He covers who's eligible, how they work, and 3 examples of different real life use cases from his clients.

    📞 Book a Call with Brandon

    ***

    MORTGAGE INQUIRIES

    📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

    ***

    CONNECT

    📸 Connect on Instagram (Tom)

    📸 Connect on Instagram (Brandon)

    📸 Connect on Instagram (CMG)

    ***

    SAY THANKS

    🙏 Leave a review on Apple Podcasts

    🟢 Leave a rating on Spotify

    ***

    Show More Show Less
    7 mins
  • 19: Insider Tips for Getting a Mortgage Pre-Approval
    Jun 13 2024

    WATCH

    ▶️ Watch this episode on Youtube

    ***

    EPISODE DESCRIPTION

    In this episode, Tom shares 5 insider tips you need to know for getting a proper mortgage pre-approval, and what a lot of banks and brokers don't want you to know.

    What was discussed: → The difference between a pre-approval and a pre-qualification, and why pre-qualifications are meaningless. → Asking for multiple rate holds. → The varying compensation for banks and brokers and the question you need to ask every mortgage broker you talk to.

    ***

    MORTGAGE INQUIRIES

    📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

    ***

    CONNECT

    📸 Connect on Instagram (Tom)

    📸 Connect on Instagram (Brandon)

    📸 Connect on Instagram (CMG)

    ***

    SAY THANKS

    🙏 Leave a review on Apple Podcasts

    🟢 Leave a rating on Spotify

    ***

    Show More Show Less
    11 mins
  • 18: 5 Ways To Pay Off Your Mortgage FASTER in 2024
    Jun 8 2024

    WATCH

    ▶️ Watch this episode on Youtube

    ***

    EPISODE DESCRIPTION

    In this episode, Tom shares 5 key strategies on how to pay down your mortgage quicker, while also having benefits like saving on interest and eliminating consumer debt.

    What was discussed: → Explaining different methods of pre-payment privileges including accelerated and lump sum payments. → Paying off your high interest debt to increase cash flow and refinancing your mortgage. → Why you should be looking at a static variable rate mortgage in a declining rate environment.

    ***

    MORTGAGE INQUIRIES

    📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

    ***

    CONNECT

    📸 Connect on Instagram (Tom)

    📸 Connect on Instagram (Brandon)

    📸 Connect on Instagram (CMG)

    ***

    SAY THANKS

    🙏 Leave a review on Apple Podcasts

    🟢 Leave a rating on Spotify

    ***

    Show More Show Less
    17 mins