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Australian Finance Podcast

Australian Finance Podcast

By: Rask
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About this listen

 The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. ~~ New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. ~~ SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ ~~ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.The Rask Group Economics Personal Finance
Episodes
  • Unclaimed money: Are you leaving free money on the table?

    Unclaimed money: Are you leaving free money on the table?
    Feb 23 2026
    In this episode of The Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell dive into one of the easiest money wins of the year: finding unclaimed money. T hey uncover: – Why billions of dollars are sitting unclaimed in Australia – How to check if any of it is yours (in 10 minutes or less) – The three places to search: ATO, ASIC, and your state government – Why this should be part of your annual financial health check If you like this Australian Finance Podcast episode on finding free money, you'll love our other practical episodes. Subscribe now on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more everyday money tips. Topics Covered – How Much Unclaimed Money Is in Australia? – Why This Happens: Job Changes, Moving House & More – Lost Super Explained – $19B Still Unclaimed – How to Check for Lost Super via myGov – Caution: Before Consolidating Your Super – ASIC’s $2.7B Unclaimed Money Register – Forgotten Bank Accounts, Shares & Insurance Proceeds – How to Use the Free MoneySmart Tool – State Government Registers & Examples – NSW’s $300M in Unclaimed Payments – Gemma’s Story: Checking Across Four States – The 10-Minute Money Treasure Hunt: Your Checklist – Set an Annual Reminder for Your Financial Health – Scam Warning: Searching is Free on Government Sites – Final Takeaway: You Might Already Be Owed Money Resources for this episode 📄 Start your unclaimed money search: – ATO myGov Super Portal – ASIC Unclaimed Money Tool – Revenue NSW – Unclaimed Money Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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    26 mins
  • AI & your money, super strategies and SMSF ETF risks – Q&A

    AI & your money, super strategies and SMSF ETF risks – Q&A
    Feb 19 2026
    Explore how AI tools like ChatGPT can support (and mislead) your financial planning, understand key differences between pre- and post-tax super contributions, and unpack SMSF concerns around ETF custodial ownership. In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack some of the most common and timely questions we’re seeing right now around AI, superannuation strategies and SMSF investing. With tools like ChatGPT becoming part of everyday decision-making, we talk about where AI can genuinely help with money organisation and planning, where it falls down, and why judgement, context and regulation still matter when real money is on the line. We also step through practical super contribution questions that confuse a lot of people, and clear up concerns around ETF custodial ownership for SMSFs. If you like this episode of The Australian Finance Podcast, make sure to subscribe on Apple, Spotify, YouTube, or your favourite podcast app. And follow us on Instagram and TikTok for more free insights. Topics Covered – Can ChatGPT help with your financial planning? – Where AI tools are useful (and risky) with money – Are AI-generated return estimates for super reliable? – Target date funds: what they are & how Aussies use them – What SMSF investors need to know about ETF custodial ownership – Betashares Direct & other SMSF platform structures – Pre-tax (concessional) vs post-tax (non-concessional) contributions – How to claim a tax deduction for super contributions – Why timing & paperwork matter for pre-tax strategies – Practical steps to avoid breaching your super caps Resources for this episode 📄 Learn more about this episode: – ChatGPT and Financial Planning – ASIC Guidelines - https://moneysmart.gov.au – ATO guide to Super Contributions - https://www.ato.gov.au Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds: https://bit.ly/beta-25 Rask resources All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest We love feedback! https://raskau.typeform.com/to/ZbfHy6IP Follow us on social media: Instagram: https://www.instagram.com/rask.invest TikTok: https://www.tiktok.com/@rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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    45 mins
  • Super stats: How does your superannuation compare?

    Super stats: How does your superannuation compare?
    Feb 16 2026
    How does your super really stack up? Average vs top 10% super balances explained. In this episode of The Australian Finance Podcast, Gemma Mitchell and Owen Rask break down the latest Australian superannuation statistics and answer the question so many people quietly worry about: Am I behind on super? This episode cuts through the averages, explains what the numbers actually mean, and gives you practical ways to improve your superannuation position whether you’re behind, on track, or already ahead. If you enjoyed this episode of The Australian Finance Podcast, make sure you hit follow on Apple, Spotify, YouTube, or wherever you listen. Want help sorting your super or retirement plan? Explore the free resources and advice links below. Topics Covered – What you ‘should’ have in super by age – What places you in the top 10% of super balances – Why average super figures can be misleading – Median vs average: what really tells the story – Career breaks, part-time work & super outcomes – “Comfortable retirement”: what it really means – Why context matters more than general rules – Inflation & changing retirement income targets – Top 10% super balances by age – and how to use the data – Why top 10% doesn’t mean “set”, and being behind doesn’t mean “failed” For those behind on super: – Contributions: how small boosts can grow – Fees & insurance: hidden costs that add up – Investment settings: don’t go too conservative too soon For those ahead on super: – Does “comfortable” reflect the life you want? – Check your insurance is still right for your needs – When building assets outside super makes sense Key takeaway: Understanding where you sit can be motivating – but what matters most is what you do next. Resources for this episode Rask Super Course (free) Rask Retirement Academy (free) What is a comfortable retirement? – ASFA APRA Quarterly Super Report (June 2025) Gemma’s book – The Money Reset Ask a question or give us feedback Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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    41 mins
All stars
Most relevant
This is my office podcast list! had listened few podcast about investment, Super, Crypto, Equaity & many more to go!

Good everyday podcast on Aussie Finance

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loved it. thanks guys!!
we all needs saving tips and I'm sure jb's sales just went up lol

awesome Thank you

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I am so much more financially literate than I thought I would ever be thanks to this podcast. It not only got the ball rolling for me but gave me lots of amazing recommendations and links to other resources that it opened up a whole new world of financial competence in my life. I have and would recommend this podcast for anyone and everyone who wants to learn or understand anything finance related.

Great advice

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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.