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House prices have soared across the world, rising far faster than wages and locking many people out of home ownership.

This episode looks at why cheap credit, global investors, short-term rentals, and slow building have pushed prices ever higher.

It also asks whether governments can really fix the problem, or if expensive housing is the new normal.

• How house prices have outpaced wages since late 1990s.
• Cheap credit and low interest rates drove prices higher.
• 2008 crisis; policies kept prices from falling much.
• Homes treated as a global safe asset for investors.
• Demand outstrips supply: planning, NIMBY, limited land.
• Rising costs, labour shortages, and developers holding land constrained building.
• Population changes, migration, and smaller households increased demand.
• Higher interest rates raised mortgages; prices stayed high from lock-in.
• Local factors: Airbnb and visa schemes pushed prices up.
• Housing wealth passed down; family help now often essential.
• Are there any solutions?

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Keywords: Learn English, vocabulary, lessons, idioms, aprende inglés, idiomas, aprender inglês, apprendre l'anglais, imparare l’inglese, ingilizce öğren,英語を習う, تعلم الإنجليزية