Struggling to figure out if a 50-year mortgage is a brilliant affordability hack or a disaster for buyers and the housing market? Wondering why Dave Ramsey is furious while investors are quietly excited?

In this episode of The Roots Podcast, Indianapolis real estate experts Max Moore and Tyler Lingle break down the real math behind a potential 50-year mortgage—how much it actually changes your payment, what it does to your total interest, who it really helps, and why it could supercharge appreciation while crushing long-term affordability.

Here’s what we cover:
• 30-year vs 50-year mortgage payment and interest comparisons
• How a 50-year loan could change investor cash flow and qualification
• Why this might boost prices more than it boosts true affordability
• The “use it as a bridge then refi” strategy (and its risks)
• What a 50-year mortgage could mean for first-time buyers in the next cycle

Ready to take the next step? Follow the plan below:

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://rootsrealty.co/events

📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://rootsrealty.co/buy/book-a-consultation

🎟️ Come to our next event: https://rootsrealty.co/events
🌱 Ready to start your real estate journey? https://bit.ly/3WoIRTN

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

Disclaimer: This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.