#308 - The 5% Deposit Scheme Is Bankrupting Young Australians (Here's How)
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About this listen
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In this episode, Lloyd reacts to the housing market circus, migration pressures, and the banks profiting from it all.
You’ll learn:
◼️ Why low‑deposit schemes trap buyers in unsustainable debt
◼️ How government incentives distort the housing market
◼️ Why property isn’t the safe asset people claim it is
◼️ How migration and policy decisions are fuelling the bubble
Timestamps:
00:00:00 - Introduction
00:01:58 - Housing Affordability Concerns
00:02:08 - Government Policies and Housing Market
00:03:45 - Labor Government's Housing Scheme
00:04:48 - Critique of Low Deposit Home Buying
00:05:05 - Government Help to Buy Scheme
00:06:37 - Immigration and Housing Market
00:07:11 - Criticism of Immigration Policy
00:08:51 - Renting vs. Buying Debate
00:10:22 - Global Housing Affordability Comparison
00:11:22 - Critique of Labor Government Policies
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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.