3 Ways to Calculate Your Life Insurance Number
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3 Ways to Calculate Your Life Insurance Number
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About this listen
In this episode of Money Moves with MFG, we make the “how much life insurance?” question easy. We break down the three most common methods to calculate your coverage—Income Replacement (multiples of income), DIME (Debt, Income, Mortgage, Education), and Human Life Value—and walk through quick examples.
You’ll learn when each method shines (and falls short), how to avoid common mistakes (like double-counting employer coverage), and how to right-size term vs. permanent for your goals.
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