Should you start an HVAC business in 2026?

This business is hot—sometimes literally—and it’s vital to most Americans. In this episode of JackQuisitions, Jack breaks down what it really takes to start or buy an HVAC company in 2026: how much it costs, what kind of money you can actually make, and why HVAC might be one of the most durable trades to own right now.

From licensing and startup costs to cash-flow management, staffing, and seasonality, this one gets brutally honest. If you’ve ever wondered whether to start from scratch or buy an existing business, Jack covers both paths—and the math behind each.

💡 What You’ll Learn

• True startup costs: trucks, tools, techs, and permits
• How to buy your way into HVAC with an SBA 7(a) loan
• Why HVAC can generate 50–60% margins—but only if you know the trade
• Managing seasonality and keeping the phones ringing year-round
• Hiring and retaining licensed technicians (aka gold)
  
  

💼 Special Thanks to First Internet Bank!

Looking to buy or expand a business? First Internet Bank is a National Preferred SBA lender specializing in acquisitions for the skilled trades. Their SBA loan program offers up to 90% financing for business acquisitions, partner buyouts, and commercial real estate—plus optional lines of credit to fuel future growth. Unlike traditional lenders, they take a “how can we” approach, making deals happen for both first-time buyers and experienced operators.

👉 Special Offer: Mention Owned and Operated for a reduced good faith deposit and a complimentary deal review + buyside prequalification.

Connect with Alan Peterson from First Internet Bank here


💼 Shoutout to Quick Staffers LLC

Hire trained HVAC & plumbing CSRs at a fraction of the cost.

🔥 $1,000 off your first placement

🎙 Host: Jack Carr

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