Line of Credit vs. Loan Interest: Which Financing Option Really Costs You More?

Not all borrowed money costs the same. In this episode, we break down how interest works on lines of credit versus traditional loans, uncover hidden financing costs, and explain which option delivers better cash flow for business owners and real estate investors. Learn how to borrow smarter, avoid interest traps, and choose the financing strategy that keeps more money in your pocket.

• The fundamental difference between a line of credit and a term loan

• How interest is calculated for each financing option

• Why lines of credit charge interest only on what you use

• Why loans often have lower rates but fixed repayment schedules

• Disclaimer: The information shared in this podcast is for general educational purposes only and does not constitute legal, tax, financial, or accounting advice. Nothing discussed should be interpreted as specific guidance for your personal situation. Laws and regulations change, and the applicability of the concepts discussed may vary based on your individual circumstances. Before making any decisions, you should consult with a qualified professional who can provide advice tailored to your needs.

  If you require personalized assistance, you may contact me at TaxAndMoneyMastery@gmail.com

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