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173. Why You Keep Going Back to Your Credit Cards (And How to Stop)

173. Why You Keep Going Back to Your Credit Cards (And How to Stop)

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You paid off your credit card last month. This month it's back up to $2,000. Sound familiar? Paying off credit cards isn't the same thing as breaking up with them - and until you change your relationship with credit, you'll keep ending up right back where you started. In this episode, I'm breaking down why credit cards feel so helpful (until they become a trap), and the exact strategy to actually stop using them: a 4-week reset that includes a spending overhaul and decluttering your home to find extra money. If you're tired of the cycle, this episode will show you how to break it.

You'll learn:

  • Why credit cards are designed to feel helpful (and why that's the problem)
  • When credit cards go from convenient to trap
  • Why you can't pay off debt while actively adding to it
  • The 4-week credit card breakup plan (stop using, overhaul spending, declutter and sell)
  • How to find money you didn't know you had
  • What happens when you actually break up with credit cards (instead of just paying them off)

Get 9 Ways to Break Up With Your Credit Cards

www.katyalmstrom.com/9-ways

Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat


The best way to connect with Katy online is in the Debt Payoff for Women Community!

www.facebook.com/groups/debtpayoffforwomen

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